Linda Robinson, Financial Security Advisor

Linda Robinson, Financial Security Advisor Financial Service Advisor offering Life, Health, Group Insurance & Investments. Mutual Fund Representative

01/28/2020
Desjardins Group

Desjardins Group

You can use your TFSA as a tax shelter to grow your savings. 💰 But what should you do with it? 🤔 Click on your choice in the video. 👇

A part of the answer can be found here: bit.ly/38v15HR

Here are the facts with women living longer, having a financial advisor by their side during divorce is crucial for long...
01/22/2020
Women Don’t Consult Financial Advisors When They Get Divorced. Here’s Why They Should

Here are the facts with women living longer, having a financial advisor by their side during divorce is crucial for long-term financial planning. Who's on your side?

https://www.forbes.com/sites/margueritacheng/2020/01/20/hidden-gems/#65a47c0e6a39

A new study finds that over 95% of women do not use a financial advisor when going through a divorce despite having a list of monetary goals they want to meet.

Whether you're a couple years from retirement or it seems like a lifetime away, your retirement strategy should always b...
01/14/2020
Retirement planning at every life stage - MoneySense

Whether you're a couple years from retirement or it seems like a lifetime away, your retirement strategy should always be adjusting. What does your strategy look like in 2020?
Contact me and let's discuss your personalized retirement plan

https://tinyurl.com/ufxe2zv

Whether you’re starting in your 20s or catching up in your 40s, this overview will get you thinking about the retirement you want and how to get there.

01/10/2020
Desjardins Group

Desjardins Group

What financial resolution did you set for 2020?

In order to stay motivated and to start the new year on the right foot, here are some tips that will help you stay on track, follow your budget and save. 👉 bit.ly/2sXOk9r

Desjardins Group
01/06/2020
Desjardins Group

Desjardins Group

You've probably already set some resolutions in order to manage your finances and kick-off 2020 on the right foot. 📝 Discover some of our tips to keep these resolutions alive beyond the month of January! 👇

01/03/2020

Is debt one of your biggest worries? Managing debt is a key component of a healthy financial future. The first step is to stop the bleeding contact me and let's discuss your 2020 financial goals

https://tinyurl.com/w5786d7

🤔Hmmm... what does your 2020 financial roadmap look like?Start this new decade off right with a comprehensive and person...
01/01/2020
2020 Financial Plan Is Roadmap For The Year | Investor's Business Daily

🤔Hmmm... what does your 2020 financial roadmap look like?

Start this new decade off right with a comprehensive and personalized financial plan!🤩
Contact me and let's discuss your bright financial future!!🔮

https://www.investors.com/etfs-and-funds/personal-finance/2020-financial-plan-roadmap-year/

You don't own a crystal ball. You can't foresee births, deaths, divorces, stock market swoons or huge rallies. So make a financial plan.

"We spend January 1st walking through our lives, room by room, drawing up a list of work to be done, cracks to be patche...
01/01/2020

"We spend January 1st walking through our lives, room by room, drawing up a list of work to be done, cracks to be patched. Maybe this year, to balance the list, we ought to walk through the rooms of our lives ... not looking for flaws but for potential."

-Ellen Goodman

#Goodbye2019 #Hello2020 #HAPPYNEWYEAR2020 #2020 #HAPPYNEWYEAR #Newyear #Newyearseve #Newyears #Newyearsresolution

12/25/2019
12/24/2019
Desjardins Group

Desjardins Group

Charitable giving is a great way to share and show compassion during the holidays. But did you know that charitable donations are eligible for tax credits, too?

Find out how 👉 http://bit.ly/2OUpoI9

12/24/2019
Blossom

It's the day before Christmas🎄 and you don't have a gift!! No need to panic here are some neat crafts you can put together to make you a gift giving expert 😉

Sleigh your holiday season with these 15 clever gift ideas!

🤔Did you know that it's more important to create a steady income throughout retirement, rather than just being concerned...
12/23/2019
Income preservation should be top priority for retirees

🤔Did you know that it's more important to create a steady income throughout retirement, rather than just being concerned with running out of money💲💸? The key to a successful retirement is having income that keeps pace with inflation. Do you have an income strategy, contact me and let's discuss your financial plan

https://tinyurl.com/voeoyj5

Creating a steady income throughout retirement that keeps pace with inflation should be the primary focus for investors and their advisors, experts say

Desjardins Insurance
12/20/2019
Desjardins Insurance

Desjardins Insurance

Looking to sell your house? ‘Tis the season to decorate! 🎄

Holiday home buyers are serious about buying a home. So, get ready to be merry and bright and deck the halls.

Discover some tips for a holiday home staging here. 👇

If there’s a magic age to have kids, no one has found it yet. But if you've had your children later than expected it can...
12/19/2019
Juggling financial responsibilities when you become a parent later in life

If there’s a magic age to have kids, no one has found it yet. But if you've had your children later than expected it can be hard envisioning a smooth retirement. Here's what you need to know about navigating your finances as an older parent

https://www.moneysense.ca/save/financial-planning-when-you-have-children-later/

It can be even tougher to stay on track with saving for your retirement and your kids' education. We asked three financial pros for their best tips.

12/18/2019
Christmas Shopping on a Budget | Best Tips for Affordable Christmas on a Budget 2019

If you are looking to start 2020 in a better financial position, your biggest hurdle will be this holiday season⛄❄🎄
We all love the joy of gift giving but here are some tips on how navigate your Christmas budget
#christmas2019 #financialplanning #financialwellness

Christmas Shopping on a Budget | Unique tips to help you shop for holiday gifts on a budget. #blackfriday2019 I|I| VIDEO LINKS 》Get #Christmas Spending Plan:...

12/13/2019

⏳ Life isn’t short… living is the longest thing you’ll ever do!!⏳

And with longer life expectancy comes the need to be more mindful with finances in the lead up to, and following, retirement. Let’s make sure you’re well established and equipped with a healthy financial footing into retirement. Contact me and let’s formulate a personally customized financial plan for your long goals

https://tinyurl.com/rsnd5ly

12/09/2019
8 Tips to Not Go Broke This Holiday Season

If you’re trying to get out of debt or just improve your financial outlook, this time of year can easily become crazy and stressful. Here are some tips on how to not go broke.

If you're looking for more of a personalized strategy, contact me and discuss creating YOUR comprehensive financial plan!!

https://tinyurl.com/tpzvvzu

If your cash flow month to month feels like you are walking on a tightrope, I imagine the months leading up to December can feel.

Everyone knows why life insurance is important, but many of us choose to ignore the reality of what would happen without...
12/05/2019

Everyone knows why life insurance is important, but many of us choose to ignore the reality of what would happen without it. The results could be devastating. The facts are you NEED life insurance, contact me today and let's discuss your insurance needs

Healthy relationships require a healthy level of communication. That level of commitment also spills over when it comes ...
11/27/2019
How To Talk Money With Your Partner (Minus All The Fighting)

Healthy relationships require a healthy level of communication. That level of commitment also spills over when it comes to talking about finances. It's not the most romantic topic, but it's crucial for any relationship's long-term survival especially since money is the biggest stresser in a relationship. Here is some advice on how to talk about finances with your partner

https://tinyurl.com/th6fby7

Money talks. But how should couples talk about money?

#fridayfacts A money market fund is a kind of mutual fund that invests only in highly liquid instruments such as cash, c...
11/22/2019

#fridayfacts A money market fund is a kind of mutual fund that invests only in highly liquid instruments such as cash, cash equivalent securities, and high credit rating debt-based securities with a short-term. As a result, these funds offer high liquidity with a very low level of risk.

Money market funds should be used as a place to park money temporarily before investing elsewhere or making an anticipated cash outlay; they are not suitable as long-term investments.
#financialliteracymonth #financialplanningweek2019,

Increased spending may mean good for the economy as a whole. But here are some tips to prevent holiday spending hangover...
11/20/2019
Gen Z looking to shop online and in-store this holiday season: PwC

Increased spending may mean good for the economy as a whole. But here are some tips to prevent holiday spending hangovers.

1. Start saving early for the holiday season
2. Create a budget (and stick to it!)
3. Find those deals deals deals!!!
4. Think outside the gift box
5. Tackle debt all year long

https://www.bnnbloomberg.ca/video/gen-z-looking-to-shop-online-and-in-store-this-holiday-season-pwc~1832047

#financialplanningweek2019,

Myles Gooding, national retail leader at PwC Canada, joins BNN Bloomberg to discuss the top trends to watch this holiday shopping season.

Today is the first day of #financialplanningweek2019, do you have your financial plan in place?? A financial plan is imp...
11/18/2019

Today is the first day of #financialplanningweek2019, do you have your financial plan in place?? A financial plan is important because it clearly defines your goals and keeps you working toward them. Did you know that I offer customized personal comprehensive financial plans? Contact me today and let's discuss YOUR plan

#financialliteracymonth

https://www.cisi.org/cisiweb2/fpweekmicrosite/what-is-financial-planning

#fridayfacts The price-to-earnings ratio indicates the dollar amount an investor can expect to invest in a company in or...
11/15/2019

#fridayfacts The price-to-earnings ratio indicates the dollar amount an investor can expect to invest in a company in order to receive one dollar of that company's earnings. This is why the P/E is sometimes referred to as the price multiple because it shows how much investors are willing to pay per dollar of earnings #financialliteracymonth

11/11/2019
Linda Robinson

Procrastination is the highest cost of life insurance. it increases both your premiums & your risk. Let's face it you need life insurance! Contact me today and let's discuss your insurance needs

https://tinyurl.com/yzzy3keb

Linda Robinson

#fridayfacts Asset allocation is the practice of dividing an investment portfolio into different types – or classes – of...
11/08/2019

#fridayfacts Asset allocation is the practice of dividing an investment portfolio into different types – or classes – of assets, such as stocks, bonds, and cash. Asset allocation helps investors reduce risk through diversification.
An easy way to think of asset allocation is thinking of a practical example/analogy. A street vendor for example selling both sunglasses and umbrellas. The street vendor would never sell both items at the same time but having both in stock helps even out their revenue regardless of whether it is raining or sunny outside on a given day. #financialplanningweek2019

Time is running out to take advantage of the insurance industries best income for life bonus for 2019! Clients that sig...
11/06/2019

Time is running out to take advantage of the insurance industries best income for life bonus for 2019! Clients that sign up with Desjardins into a new Helios2 75/100 Guaranteed Lifetime Withdrawal Benefit contract are eligible to receive a full protected value bonus of 6%.

For investors headed toward retirement that have been through the market highs and lows, 75/100 GLWB is the solution to help protect their retirement peace of mind when another bear market hits. Eliminate worries about reducing their retirement income in the event of a severe correction, and the worries about running out of retirement income… as well as offer protection for their estate and beneficiaries.

To get your quote or learn more about Desjardins income for life options, contact me and let's discuss you options #financialplanningweek2019

#fridayfacts If you aren’t working toward anything specific, you’re likely to spend more than you should. You’ll then co...
11/01/2019

#fridayfacts If you aren’t working toward anything specific, you’re likely to spend more than you should. You’ll then come up short when you need money for unexpected bills, not to mention when you want to retire. You might get stuck in a vicious cycle of credit card debt and feel like you never have enough cash to get properly insured. This why you need a specific timeline for your financial goals! Put a date on it and follow through!!📅
#financialplanningweek2019

Here are some quick tips on how to trick or treat like pro!! Happy Halloween🎃👻
10/31/2019

Here are some quick tips on how to trick or treat like pro!! Happy Halloween🎃👻

One in three Canadians report that they would not be able to handle a financial emergency. The key to overcoming such an...
10/31/2019
How to Recover From an Unexpected Expense — Financial Planning for Canadians

One in three Canadians report that they would not be able to handle a financial emergency. The key to overcoming such an event is being proactive rather reactive. Contact me and let's discuss how to put a game plan in place to handle any situation

Toll free: 1-877-992-9978

https://tinyurl.com/yyxpp2ma

According to FP Canada’s Cross-Country Checkup, one in three Canadians report that they would not be able to handle a financial emergency. A CFP professional is there to help you to rebuild and put a game plan into place and arrive at a well-rounded decision to handle the situation.

Address

120 King Street W. Suite 210
Hamilton, ON
L8P 4V2

Telephone

905 570-1200 ext. 273

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Videos

"Retired Millennial" 😋
"Retired Millennial" 😋

Building the resources, you need to help you accomplish what you want in life isn’t complicated, the sooner you start, the better off you’ll be. Some Millennials don’t feel need to work with a financial planner yet because they are still paying back student loans and aren’t making much money. If you wait too long, you’ll have to save and invest a much larger portion of your income. Having a financial planner who understands your goals and lifestyle is vital to your future financial success. Contact me and let's discuss how we can plan for your rewarding future, while maintaining your lifestyle.

The importance of maintaining your contributions
The importance of maintaining your contributions

If you want to really be a savings pro or adequately prepare yourself for your future set up a planned automatic contribution. By having an automatic transfer/contribution into your rrsp/tfsa, regardless of the amount, makes you a winner because in the end the compound interest you'll get from annual contributions is free money!!! Even if you are investing in small amounts, they will grow over the entire period of your RRSP/TFSA.

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What I can do for you...

My mission is to provide sound advice and help you achieve your financial security goals by listening to your priorities and aspirations. I help you identify your short and long-term needs and develop a suitable financial security plan

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