Nick Godfrey Insurance

Nick Godfrey Insurance I am an employee benefits specialist. Buisness owners want to know that their benefit plans are properly priced, they want great service and they want to attract and retain the best employees.

We help our business owners achieve these goals.

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Consumers and Companies Are Buying In on Paying Later
09/19/2021
Consumers and Companies Are Buying In on Paying Later

Consumers and Companies Are Buying In on Paying Later

Installment payment services are everywhere thanks to fresh deals with Amazon and Square. It’s a simple idea that can quickly get complicated for users.

Video: The Faces of Those Living With Debt in America
09/13/2021
Video: The Faces of Those Living With Debt in America

Video: The Faces of Those Living With Debt in America

Bloomberg's Scarlet Fu sat down with Brittany Powell the Author of 'The Debt Project' a photography book in which she presents portraits of 99 Americans, who owe tens of thousands of dollars in debt.

Why many business owners are contemplating an exit
09/09/2021
Why many business owners are contemplating an exit

Why many business owners are contemplating an exit

Entrepreneurs looking to sell their businesses range from those who are worried about possible higher capital gains taxes to those looking for a new challenge or to retire.

Ready to quit your job? Here are the 17 questions to ask yourself first
09/08/2021
Ready to quit your job? Here are the 17 questions to ask yourself first

Ready to quit your job? Here are the 17 questions to ask yourself first

In the UK, and globally, surveys suggest huge numbers of people are thinking about packing in their jobs, while in the US it’s been dubbed ‘the Great Resignation’. But is this a real desire for change or just a pandemic fug?

Here's How to Invest in a Roth IRA to Maximize Its Potential Returns
09/07/2021
Here's How to Invest in a Roth IRA to Maximize Its Potential Returns

Here's How to Invest in a Roth IRA to Maximize Its Potential Returns

Unlike a traditional individual retirement account or 401(k), Roths are funded with after-tax dollars. All money you take out of a Roth individual retirement account is tax-free, as long as you're at least 59½ years old and you've had a Roth account open for five years or more.

Inflation risk or profit engine? High car prices are both
09/03/2021
Inflation risk or profit engine? High car prices are both

Inflation risk or profit engine? High car prices are both

While high vehicle prices cause anxiety in Washington, they are fueling record profits for U.S. auto dealers. Auto manufacturers are enjoying pricing power they have not experienced in decades, with average profit per vehicle estimated to top $4,200.

What Is an In-Service Withdrawal?
09/02/2021
What Is an In-Service Withdrawal?

What Is an In-Service Withdrawal?

An in-service withdrawal occurs when an employee takes a distribution from a qualified, employer-sponsored retirement plan, such as a 401(k) account, without leaving the employ of their company. Here's how to know if it's a good decision for you.

Growing number of Canadians don’t want to spend on suits, formal attire for work
09/01/2021
Growing number of Canadians don’t want to spend on suits, formal attire for work

Growing number of Canadians don’t want to spend on suits, formal attire for work

A survey commissioned by the co-working space company IWG found that 40 per cent of people believe the days of formal attire in the office are over, and 59 per cent think it’ll be acceptable to dress less formally in the office when they return.

Video: The Mental Health Benefits of Living in a Big City
08/31/2021
Video: The Mental Health Benefits of Living in a Big City

Video: The Mental Health Benefits of Living in a Big City

The contrasts between the hustle and bustle of city living and the perceived calm of a small town is the focus of a new study on social interaction and mental health.

Protect yourself from discriminatory loans by following these five steps
08/28/2021
Protect yourself from discriminatory loans by following these five steps

Protect yourself from discriminatory loans by following these five steps

A new study from Loans Canada, an online loan search and comparison platform, reveals the alternative lending application process is riddled with bias. Here are five tips to follow to ensure you get a fair deal when borrowing:

Video: What's Scaring Traders? Depends on Who You Ask
08/25/2021
Video: What's Scaring Traders? Depends on Who You Ask

Video: What's Scaring Traders? Depends on Who You Ask

With the S&P 500 Index dropping as much as 0.7% Thursday, putting it on course for its worst three-day drop in a month, investors had a plethora of explanations to review, ranging from concern over Federal Reserve tapering to a resurgent virus to worries about the supply chain and volatility born of...

Businesses prepare for the U.S. border reopening after 16 months of COVID-19 closures
08/24/2021
Businesses prepare for the U.S. border reopening after 16 months of COVID-19 closures

Businesses prepare for the U.S. border reopening after 16 months of COVID-19 closures

The 8,900-kilometre border between Canada and the U.S. has been closed for non-essential travel since March, 2020. The reopening promises at least some relief to businesses and tourist destinations that have been hollowed out during the pandemic.

Automobile shortages, spending shift to services hurt U.S. retail sales
08/22/2021
Automobile shortages, spending shift to services hurt U.S. retail sales

Automobile shortages, spending shift to services hurt U.S. retail sales

U.S. retail sales fell more than expected in July as shortages depressed motor vehicle purchases and the boost to spending from the economy's reopening and stimulus checks faded, suggesting a slowdown in economic growth early in the third quarter.

How to Realistically Make Money From Your Passion
08/21/2021
How to Realistically Make Money From Your Passion

How to Realistically Make Money From Your Passion

Blindly following your passion is a recipe for financial disaster. But if you learn just a little bit about how business and passion fit together in the modern age, you can realistically monetize the things you care about.

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Oakville, ON

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