Kara Davis- Licensed Insurance Agent

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Kara Davis- Licensed Insurance Agent Licensed insurance agent in Florida and Tennessee. Medicare, Under 65, Life & Ancillary coverage.

Two upcoming events announced today at Golden Providers reach out to CareerSource Brevard Flagler Volusia for more info...
10/20/2026

Two upcoming events announced today at Golden Providers reach out to CareerSource Brevard Flagler Volusia for more information

🏥 Are your preferred hospitals still in your Medicare plan's network for 2027?You may have checked that your doctors acc...
10/20/2026

🏥 Are your preferred hospitals still in your Medicare plan's network for 2027?

You may have checked that your doctors accept your Medicare plan, but have you checked your hospitals?

Hospital networks can change from year to year, and not every Medicare Advantage plan includes every hospital or healthcare system.

✅ Before keeping or changing your plan, ask yourself:

✔️ Is my preferred hospital still in-network?
✔️ Are the hospital systems where my specialists practice included?
✔️ What would I pay for a hospital stay?
✔️ Are there different rules for emergency care versus planned procedures?

💡 Remember: Emergency care has special coverage protections, but planned hospital services may have network restrictions and prior authorization requirements.

📅 Medicare Annual Enrollment: October 15 – December 7!

Let's make sure your Medicare coverage works with the healthcare providers and hospitals you prefer.

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

🩺 Does your Medicare plan require referrals to see specialists?Need to see a cardiologist, dermatologist, orthopedic doc...
10/19/2026

🩺 Does your Medicare plan require referrals to see specialists?

Need to see a cardiologist, dermatologist, orthopedic doctor, or another specialist? Depending on your Medicare plan, you may need a referral from your primary care doctor first!

Not all Medicare plans work the same way.

🏥 Here's what you should know:

✔️ HMO plans often require referrals for certain specialist visits.
✔️ PPO plans generally don't require referrals, but staying in-network may save you money.
✔️ Even without a referral requirement, some services may still need prior authorization.

✅ Before deciding to keep or change your plan, ask yourself:

Will I need referrals to see my specialists in 2027? Are my specialists in-network? What will those visits cost?

📅 Medicare Annual Enrollment: October 15 – December 7!

Understanding how your plan works can help you avoid unexpected costs and delays in care.

Let's review your Medicare coverage together!

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

Looking for a new primary care provider who makes you feel like family? 💙Ohana Family Practice in Melbourne is accepting...
10/19/2026

Looking for a new primary care provider who makes you feel like family? 💙

Ohana Family Practice in Melbourne is accepting new patients!

Finding a healthcare provider you trust is important, and so is making sure they're covered by your health insurance plan.

As your local insurance broker, I'm happy to help you check whether Ohana Family Practice is in-network with your current plan or explore your coverage options for 2027.

📞 Call me at 321-400-8648 if you have questions about your Medicare coverage.

Great healthcare starts with finding the right team! 🌴

💰 What is my maximum out-of-pocket cost in 2027?When reviewing your Medicare Advantage plan, one of the most important n...
10/18/2026

💰 What is my maximum out-of-pocket cost in 2027?

When reviewing your Medicare Advantage plan, one of the most important numbers to understand is your Maximum Out-of-Pocket (MOOP) limit!

This is the most you would pay out of pocket for covered Medicare Part A and Part B services that count toward your plan's limit during the year.

🏥 Why does this matter?

Even if your plan has a $0 monthly premium, you could still face expenses from doctor visits, hospital stays, surgeries, and other medical services.

✅ Before keeping or changing your plan, ask yourself:

✔️ Is my maximum out-of-pocket limit increasing in 2027?
✔️ Could I comfortably afford that amount if I had a major health event?
✔️ Do I understand which expenses count toward my limit?
⚠️ Remember: Prescription drug costs, monthly premiums, and certain other expenses generally do not count toward your Medicare Advantage medical out-of-pocket maximum.

📅 Medicare Annual Enrollment: October 15 – December 7!

Your monthly premium is only part of the picture. Let's review your potential healthcare costs so you can make an informed decision for 2027!

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

🏥 Will your Medicare plan still cover the benefits you use most in 2027?Your Medicare plan may have provided great benef...
10/17/2026

🏥 Will your Medicare plan still cover the benefits you use most in 2027?

Your Medicare plan may have provided great benefits this year, but will those same benefits be available next year?

Medicare Advantage plans can change their benefits, coverage limits, copays, and other costs from year to year.

✅ Before deciding to keep or change your plan, ask yourself:

✔️ Are the services I use most still covered?
✔️ Are there changes to my specialist visits, therapies, or medical equipment coverage?
✔️ Will I have new copays, restrictions, or coverage limits?
📅 Medicare Annual Enrollment is October 15 – December 7!

Don't assume your 2027 benefits will be identical to 2026. Let's review your plan together so you know what to expect!

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

💰 Will your Medicare plan's monthly premium go up in 2027?Your Medicare plan may have worked perfectly for your budget t...
10/16/2026

💰 Will your Medicare plan's monthly premium go up in 2027?

Your Medicare plan may have worked perfectly for your budget this year, but will it still be affordable next year?

Medicare plan premiums can change annually, and even a $0 premium plan can have other out-of-pocket costs!

✅ Before deciding to keep or change your plan, ask yourself:
💵 Is my monthly plan premium increasing?
💵 Are my copays, deductibles, or other costs changing?
💵 Am I still getting the coverage and benefits I need for my money?
📅 Medicare Annual Enrollment is October 15 – December 7!

Don't focus only on the monthly premium. Let's look at the bigger picture and review your total potential healthcare costs for 2027!

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

💊 Are your prescriptions still covered, and will they cost more in 2027?Your Medicare plan may cover your medications to...
10/15/2026

💊 Are your prescriptions still covered, and will they cost more in 2027?

Your Medicare plan may cover your medications today, but that doesn't mean your coverage or costs will stay the same next year!

Prescription drug formularies, copays, preferred pharmacies, and coverage requirements can change from year to year.

✅ Before deciding to keep or change your plan, ask yourself:
- Are all my medications still covered?
- Will my copays or pharmacy costs change?
- Is my preferred pharmacy still in-network?

📅 Medicare Annual Enrollment is October 15 – December 7!

Don't wait until January to discover a surprise at the pharmacy counter!

Let's review your prescriptions and Medicare coverage together.

📞 Kara Davis | 321-400-8648
📧 [email protected]

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

🩺 **Are your doctors still in your Medicare plan's network for 2027?**Just because your doctor accepted your plan this y...
10/14/2026

🩺 **Are your doctors still in your Medicare plan's network for 2027?**

Just because your doctor accepted your plan this year doesn't mean they'll be in-network next year!

Provider networks can change, and seeing an out-of-network doctor could mean higher costs or even no coverage for certain services.

✅ Before keeping or changing your Medicare plan, make sure your preferred doctors, specialists, and hospitals are in-network for 2027.

📅 Medicare Annual Enrollment is October 15 – December 7!

Don't wait until January to discover your doctor is no longer in-network. Let's review your coverage together!

📞 Kara Davis | 321-400-8648

📆 Schedule your Medicare review:
https://api.leadconnectorhq.com/widget/bookings/karadavis

Address

1344 South Apollo Boulevard, Suite 2C
Melbourne, FL
32901

Opening Hours

Monday 9am - 2:30am
Tuesday 9am - 2:30am
Wednesday 9am - 2:30am
Thursday 9am - 2:30pm

Telephone

+13104979759

Website

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