Vista Health Solutions

Vista Health Solutions Today, health insurance in America is in Crisis! Check back daily to find out more!... or visit our site at http://www.nyhealthinsurer.com * LOWEST PRICES AVAILABLE! * LARGEST SELECTION OF HEALTH PLANS * NO PERSONAL INFORMATION COLLECTED * INSTANT QUOTING PROCESS Vista Health Solutions is a Licensed NY insurance agency dedicated to meeting the needs of the self-employed and the small business owner.

Our goal is to provide you with the most competitive health insurance plans available in New York. Unlike other health insurance websites which require you to provide personal information to generate a quote. Our website only requires you to enter your location ("county"), who will be covered by the insurance ("select your status") & your annual income (to see if you may qualify for Healthy NY). Our search engine can identify if you meet the eligibility requirements for Healthy NY (a low cost option now available to the self employed). If you do qualify, then the application can be submitted directly online (though tax documentation will need to be forwarded through email, fax or snail mail). All information that you submit is directed through a 128bit SSL encryption, ensuring that all data passed is secure. If you discover that you don't qualify for Healthy NY, then the search engine will offer the next least expensive plan options. The carriers that are currently offering options are; Empire Healthcare (traditionally known as BCBS, Blue Cross Blue Shield), Oxford, HIP (Health Insurance Plans of Greater New York), GHI (Group Health Incorporated) Atlantis, PerfectHealth as well as MDNY (Medical Doctors of New York) & Vytra Health Care.Many of the companies quoted offer several different plans to choose from. With all plans, basic coverage includes Hospitalization, major medical, emergency care & many offering prescription coverage. Each Carrier will require proof of your self-employment though tax forms and a minimum of the first month premium. HIP, Atlantis MDNY & Vytra will require that you become a member of a low cost business association (IRBA LIA & NYSBG). However unlike other associations that require you to be a freelancer in a certain industry (computers, graphic design etc.) our associations just require you to be self-employed.

Mission: When I began selling life insurance for John Hancock in 1993, I didn't like the job. Insurance companies expect you to ask every person you know to buy a policy'an approach that no one in their right mind would feel comfortable with. While at Hancock, several clients asked me about health insurance. Although the commissions for selling health insurance weren't as good as for life insurance, I felt that I was helping people, and slowly I began to develop relationships with the various health insurance carriers. After two years I had had enough of the life insurance game and left Hancock to focus on health insurance. When most people leave a company, they have another job waiting, but few insurance brokerages hired agents to sell health insurance. My best option was to start my own business'not the greatest idea when your wife is pregnant with your first child. It would be an understatement to say that launching my brokerage was difficult. I began by approaching small and medium-sized businesses that already had brokers wanting to sell them health insurance. What I learned: the truly small business owner, the sole proprietor, could not easily tap into health insurance. Insurers typically consider solo practitioners a poor choice because there is no way to spread risk among a larger pool of insured's. Also most agents feel speaking with one small business owner at a time is too time consuming. During the 1990s contacting sole proprietors regarding health insurance was mostly done through snail mail, local advertising and word of mouth. I did well with referrals, but the profit margins were minimal. With the advent of the Internet, the cost of advertising fell and I was able to increase my exposure. Still, the sole proprietor health insurance options were not being appropriately addressed in New York State. The few Companies that offered health coverage to self-employed individuals remained overpriced. The small number of Websites devoted to health insurance in New York required individuals to submit detailed private information and wait for representatives to contact them with quotes. Frankly, most people who go online want instant gratification. Further, they don't want to be sold to'they want to comparison shop. The need for cost-effective health insurance for solo practitioners was as great as ever. Due to the ever-increasing costs of health insurance, the New York State legislature rolled out Healthy New York, a program that gives small businesses not covered under group insurance plans an option to purchase affordable health insurance. The idea is commendable, but implementation has been slow because the brokerage community remains ill-informed regarding the program. (Also, commissions for are considerably lower than with traditional insurance plans, which decreases the incentive of brokers to sell Healthy NY health plans.) Now a majority of my new business is derived directly from the Healthy New York insurance plans. With all of this in mind I created a health insurance Website that would focus entirely on self-employed individuals in New York State. My Website doesn't require any personal information and provides online rates and quotes. I decided to take it one step further by allowing visitors to apply online for the health insurance they desired. As indicated on my homepage health insurance in 3 easy steps, the goal has always been to simplify the buying process & have the buyer feel secure and confident in the process. Regardless of website traffic, statistics and benchmarks that internet marketing companies use to measure online success, my benchmark has always been in the form of testimonials, referrals and customer appreciation. -Simon Bukai

Operating as usual

07/14/2014

Easy Choice Health Insurance is out of the New York State Market. Read all about on our blog ---> http://ow.ly/z6X3d

12/15/2013

How's everyone doing this Sunday?

If you had to choose, which option is the right one? http://bit.ly/1dxl7Pm
12/13/2013
Medicaid or an Exchange Plan?

If you had to choose, which option is the right one?

http://bit.ly/1dxl7Pm

Credit: Joe Shlabotnik via Flickr under Creative Commons For those New Yorkers hovering just above or below 138 percent of the Federal Poverty...

12/10/2013

Today's the first snow for us here in downstate New York. How's the weather looking by you?

12/03/2013

Over 1 million new visitors to HealthCare.gov since the relaunch on Nov. 30, according to the White House.

http://reut.rs/1k6LttE

11/28/2013

Happy Thanks giving from Vista Health Solutions to you and yours!

11/14/2013

Have you signed up for health insurance yet at the New York State exchange? Have you had some problems with the site? We're happy to announce that our website www.nyhealthinsurer.com now lists all of New York State health insurance exchange plans. Go take a look and see what your options are, no registration required.

HealthCare.gov may still be glitchy, and private health insurance sign ups are not meeting expectations, but Medicaid is...
11/12/2013
Medicaid signups an early Obamacare bright spot

HealthCare.gov may still be glitchy, and private health insurance sign ups are not meeting expectations, but Medicaid is becoming quite the success story ---> http://cbsn.ws/17RHMYM

Study: 444,000 people in 10 states have enrolled already, and 15 other states are also expanding their Medicaid programs under Obamacare

11/10/2013

Good Sunday morning everyone! Any big plans for today?

11/04/2013

Happy Monday everyone! What health insurance news are you following this week?

Address

31 Park Ave
Suffern, NY
10901

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

(845) 753-2320

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