Health Care All Year

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Health Care All Year We offer affordable Health insurance, Medicare options, Life insurance, Dental and Vision to individuals, families, and self-employed all year long!

The services we supply at Health Care All Year are simple. You leave your contact information with us. We will call you to find out your particular situation and apply our knowledge of the Affordable Care Act to get you and your family health care protection. Our goal is to provide a place for you, your family, and friends to come and get the truth about ObamaCare. We will help you not only get healthcare but we can help you learn how to use your health plan to improve your health. Our services are free. They are at no charge to you. If you qualify for a Special Enrollment Period, we should be able to enroll you in a health plan right away. If we find out you do not qualify for a health plan right away, then you will be placed on the next open enrollment list for November 15, 2014. If you stick with us, we will have you ready for the next open enrollment. We also help very small business owners that do not provide healthcare to their employees but would like to point them to a healthcare professional. In this way, the business owner provides a service for his employees without spending too much time away from more important things.

Paying Full Price for ACA Coverage?If you don't qualify for meaningful Marketplace financial assistance, it may be worth...
10/08/2026

Paying Full Price for ACA Coverage?

If you don't qualify for meaningful Marketplace financial assistance, it may be worth learning about other health coverage structures that could be available to you.

That doesn't mean another option is automatically better. Coverage, eligibility requirements, provider networks, benefits, exclusions, and costs can vary.

Know what you're paying for. Then compare.

Health Care All Year can help you understand the different health coverage options available and what questions to ask before making a decision.

Your health needs can change. Your prescriptions can change. And Medicare plan details may change from year to year.That...
10/06/2026

Your health needs can change. Your prescriptions can change. And Medicare plan details may change from year to year.

That's why an annual Medicare coverage review can be important.

Take time to look at your current coverage, doctors, prescriptions, and costs so you can better understand whether your coverage continues to meet your needs.

Swipe through to see why an annual review matters.

Have Medicare questions? Health Care All Year is here to help.

Marketplace or Off-Marketplace?Neither option is automatically better. The right place to start is understanding how the...
10/05/2026

Marketplace or Off-Marketplace?

Neither option is automatically better. The right place to start is understanding how the coverage works and how it fits your situation.

Different health coverage options can have different rules, benefits, limitations, provider networks, and eligibility requirements.

Before making a decision, take time to compare the whole picture, not just the monthly premium.

Which option fits your situation?

Health Care All Year can help you understand and compare your health insurance options.

Original Medicare and Medicare Advantage are two different ways to receive your Medicare benefits, and understanding the...
10/02/2026

Original Medicare and Medicare Advantage are two different ways to receive your Medicare benefits, and understanding the differences matters.

As Medicare Annual Enrollment approaches, this is a good time to learn how the two options work and think about what matters to you, including your doctors, prescriptions, costs, and how you prefer to receive your care.

Swipe through for a simple comparison.

Have Medicare questions? Health Care All Year is here to help you understand your options.

Health Insurance Beyond the MarketplaceThe ACA Marketplace is an important place to find health coverage, but it may not...
10/01/2026

Health Insurance Beyond the Marketplace

The ACA Marketplace is an important place to find health coverage, but it may not be the only coverage option available.

Depending on your situation, there may be other health insurance options worth understanding and comparing.

The key is to look beyond the monthly premium and understand the coverage, costs, provider access, and limitations before making a decision.

Start with your situation. Then compare your options.

Have questions about your health insurance options? Health Care All Year is here to help.

Before making a Medicare decision, take time to look at the full picture.Ask yourself:• Are my doctors and hospitals inc...
09/25/2026

Before making a Medicare decision, take time to look at the full picture.

Ask yourself:

• Are my doctors and hospitals included?
• How are my prescriptions covered?
• What could I pay throughout the year?
• What coverage rules should I know about?
• Does the coverage work with how I travel or receive care?
• How does it fit with any other coverage I have?

Medicare isn't one-size-fits-all. Your health care needs, preferences, and circumstances matter when comparing your options.

The right Medicare choice depends on your individual needs and circumstances.

When comparing Medicare coverage, don’t look at the premium alone.Your total health care costs can involve several piece...
09/23/2026

When comparing Medicare coverage, don’t look at the premium alone.

Your total health care costs can involve several pieces, including:

• Monthly premiums
• Deductibles
• Copays
• Coinsurance
• How often you expect to use health care services
• Coverage rules that may apply

A plan with a lower premium does not automatically mean your overall costs will be lower.

Look at the full cost picture when comparing your Medicare options.

Medicare enrollment timing matters, but not everyone follows the same timeline.When you should enroll can depend on your...
09/21/2026

Medicare enrollment timing matters, but not everyone follows the same timeline.

When you should enroll can depend on your individual circumstances, including whether you’re:

• Turning 65
• Covered through current employment
• Experiencing a qualifying life change

Different Medicare enrollment periods have different rules and deadlines, so it’s important not to assume that someone else’s enrollment situation applies to you.

Understand the timing that applies to your situation before making changes to your coverage.

Your Medicare coverage worked for you last year, but does it still fit your needs today?Your health care needs can chang...
09/18/2026

Your Medicare coverage worked for you last year, but does it still fit your needs today?

Your health care needs can change, and Medicare plan details can change from year to year too.

During your annual review, take another look at:

• Your doctors and hospitals
• Your prescriptions
• Your expected costs
• Provider and pharmacy networks
• Coverage rules
• Travel needs
• Any other health coverage you have

Don’t assume last year’s choice is automatically the best fit for the coming year.

A yearly Medicare review can help you make a more informed decision based on your current needs.

MYTH: All Medicare plans are basically the same.FACT: Plan details can differ significantly.Even plans offered by the sa...
09/16/2026

MYTH: All Medicare plans are basically the same.

FACT: Plan details can differ significantly.

Even plans offered by the same insurance company can have differences in:

• Provider networks
• Prescription coverage
• Pharmacy networks
• Costs
• Coverage rules

That’s why it’s important to review the exact plan you’re considering, not just recognize the insurance company’s name.

Compare the details before you choose.

Address

16501 Northcross Drive Ste D
Charlotte, NC
28078

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

(704) 595-7729

Website

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