10/05/2026
π©Ί Open Enrollment for 2027 Health Insurance Coverage is Coming Up!
If youβre getting ready to choose your health insurance for 2027, this is a good time to think beyond just the monthly insurance premium.
Health insurance costs continue to rise, and choosing a plan with a high deductible or higher out-of-pocket costs may be one way to keep your monthly premium more manageable.
One option to consider is pairing your insurance with Direct Primary Care (DPC).
What does that look like?
π High-deductible health plan + DPC
A high-deductible plan can provide protection for unexpected or major medical expenses, while DPC covers your everyday primary care needs. If your plan is HSA-eligible, you may be able to use your HSA funds to help pay for your DPC membership.
π Catastrophic coverage + DPC
For those who qualify, catastrophic coverage can provide protection against major medical expenses while DPC provides affordable access to routine primary care.
π Supplemental coverage + DPC
Some people pair DPC with a health share or supplemental/indemnity plan. Atlas Direct is one option that offers coverage in Florida.
π DPC alone
For some individuals, traditional health insurance simply isn't financially realistic. DPC can provide an affordable way to have ongoing access to primary care, even without traditional health insurance.
Think of it like your car π
You don't use your auto insurance to pay for routine maintenance such as oil changes or tire rotations. Your insurance is there to help protect you from the big, unexpected expenses.
Healthcare can be thought of similarly:
DPC = everyday maintenance & primary care
Insurance/supplemental coverage = protection for the big stuff
At Seabreeze Direct Primary Care, your monthly membership gives you ongoing access to primary care without traditional insurance billing, including routine visits, chronic disease management, acute illness management, preventive care, telehealth, and more.
πΌ And if you're a small business owner, Seabreeze also offers small business DPC membership options for employers looking for an affordable healthcare benefit for their employees.
π© If you're reviewing your 2027 coverage and want to learn how DPC could fit into your healthcare plan, send me a message or schedule a free 15-minute meet & greet.
Simple. Affordable. Direct.
π Seabreeze Direct Primary Care
π (904) 467-2960
π www.seabreezedpc.com