Affordable Medicare Solutions

11/05/2026

10/31/2026

🚨 𝗜𝗙 𝗬𝗢𝗨’𝗥𝗘 𝗦𝗘𝗘𝗜𝗡𝗚 𝗠𝗘𝗗𝗜𝗖𝗔𝗥𝗘 𝗔𝗗𝗦 𝗙𝗥𝗢𝗠 𝗔 𝗖𝗢𝗠𝗣𝗔𝗡𝗬 𝗖𝗔𝗟𝗟𝗘𝗗 𝗖𝗛𝗔𝗣𝗧𝗘𝗥, 𝗣𝗟𝗘𝗔𝗦𝗘 𝗥𝗘𝗔𝗗 𝗧𝗛𝗜𝗦 𝗕𝗘𝗙𝗢𝗥𝗘 𝗬𝗢𝗨 𝗖𝗟𝗜𝗖𝗞.

You may have seen ads recently from a company called Chapter. This corporation is spending a LOT of money to tell people it alone can offer the best, most comprehensive help choosing Medicare insurance plans.

𝗦𝗼 𝘄𝗵𝗼 𝗶𝘀 𝗖𝗵𝗮𝗽𝘁𝗲𝗿, 𝗮𝗻𝗱 𝗶𝘀 𝘁𝗵𝗲𝗿𝗲 𝗮𝗻𝘆 𝘁𝗿𝘂𝘁𝗵 𝘁𝗼 𝗶𝘁𝘀 𝗰𝗹𝗮𝗶𝗺𝘀?

Chapter is a Medicare insurance brokerage founded in 2020 and valued at approximately $3 BILLION. It was co-founded by 𝗩𝗶𝘃𝗲𝗸 𝗥𝗮𝗺𝗮𝘀𝘄𝗮𝗺𝘆 and financed early on by 𝗝.𝗗. 𝗩𝗮𝗻𝗰𝗲'𝘀 venture-capital firm and billionaire MAGA supporter 𝗣𝗲𝘁𝗲𝗿 𝗧𝗵𝗶𝗲𝗹. Thiel also co-founded Palantir, the secretive surveillance giant whose technology powers military operations, intelligence agencies and immigration raids.

You may recognize the name 𝗩𝗶𝘃𝗲𝗸 𝗥𝗮𝗺𝗮𝘀𝘄𝗮𝗺𝘆 from recent news coverage. The Trump-aligned billionaire currently running for governor of Ohio reportedly still owns an estimated $130 MILLION stake in Chapter, according to Forbes magazine, although the company says he’s no longer involved in running it.

Why should you care who is behind the corporation flooding the Medicare market with ads? Because Chapter isn’t simply a Medicare help service. It is a billionaire-backed corporation asking older Americans to trust it with decisions that can affect their health, finances, and lives.

Should you trust these billionaires? Let’s look at what this company does.

Chapter presents itself as a free, unbiased, technology-driven alternative to traditional independent agents. But Chapter is itself an insurance brokerage staffed by licensed agents. It is paid much the same way as independent agents—but without the same personal relationship and local knowledge an independent agent can offer.

Chapter is NOT a nonprofit. It gets paid a lot of money by insurance companies to enroll people in commission-paying Medicare Advantage and Medicare Supplement plans. It also receives renewal compensation.

This is exactly how licensed independent insurance agents and brokers make a living and support their families.

Chapter also promotes the idea that it presents consumers with every possible Medicare plan, unlike independent agents. However, its own disclosure admits that it has contracts with many but not all plans and does not offer every plan available in a consumer’s area.

Searching for information about a plan is not the same as being able to offer or enroll someone in it.

That is the same basic limitation for ALL Medicare insurance agents, whether they are independent or part of a giant corporate conglomerate. Contrary to what Chapter’s advertising suggests, a good independent agent compares a client’s doctors, prescriptions, costs, and preferences—and does NOT push the plan that produces the biggest commission.

But what about AARP? Aren't they recommending Chapter?

AARP isn’t exactly "recommending" Chapter. It has a financial relationship with the company and receives a fee when someone it refers there submits an enrollment application. In plain English: AARP gets paid for sending people to Chapter.

𝐒𝐎 𝐖𝐇𝐘 𝐒𝐇𝐎𝐔𝐋𝐃 𝐏𝐄𝐎𝐏𝐋𝐄 𝐂𝐀𝐑𝐄 𝐀𝐁𝐎𝐔𝐓 𝐀𝐋𝐋 𝐓𝐇𝐈𝐒?

Because Medicare is confusing. And our healthcare system is confusing.

𝗧𝗵𝗮𝘁 𝗰𝗼𝗻𝗳𝘂𝘀𝗶𝗼𝗻 𝗵𝗮𝘀 𝗰𝗿𝗲𝗮𝘁𝗲𝗱 𝗮𝗻 𝗲𝗻𝗼𝗿𝗺𝗼𝘂𝘀 𝗽𝗿𝗼𝗳𝗶𝘁 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆—𝗮𝗻𝗱 𝗽𝗼𝘄𝗲𝗿𝗳𝘂𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗮𝗿𝗲 𝗰𝗮𝘀𝗵𝗶𝗻𝗴 𝗶𝗻. 👉 𝗕𝘂𝘁 𝗼𝗹𝗱𝗲𝗿 𝗔𝗺𝗲𝗿𝗶𝗰𝗮𝗻𝘀 𝗮𝗿𝗲 𝗻𝗼𝘁 𝘃𝗲𝗻𝘁𝘂𝗿𝗲-𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀. 𝗢𝘂𝗿 𝗽𝗿𝗲𝘀𝗰𝗿𝗶𝗽𝘁𝗶𝗼𝗻𝘀, 𝗱𝗼𝗰𝘁𝗼𝗿𝘀, 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀, 𝗮𝗻𝗱 𝗵𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗳𝗲𝗮𝗿𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗻𝗼𝘁 𝗯𝗲 𝗿𝗮𝘄 𝗺𝗮𝘁𝗲𝗿𝗶𝗮𝗹 𝗳𝗼𝗿 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗯𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲 𝗳𝗼𝗿𝘁𝘂𝗻𝗲. 👈

And a billionaire-funded advertising campaign is not a guarantee that consumers are hearing the whole story.

Your life and the lives of the people you love may depend on your choice of Medicare plans. You should know and trust the people who sell you those plans. People deserve to know who is behind the company asking for their trust, their Medicare information, and their business.

All I am saying is: do your homework. Know who you can rely on, who you’re asking for help, and whose bottom line your choice supports.

For transparency: We are a proud Medicare-certified, licensed independent insurance agency and self-proclaimed Medicare nerds based in Georgia, National ID #7037393.

Buy local. Trust our 800 5-star reviews and 32 years of experience.

Www.AMSPlans.com 770-945-5261

Explore the best Medicare, health insurance, dental plans and more with Affordable Medicare Solutions in Georgia. Call (770) 945-5261 for a free quote.

10/28/2026

Medical providers and people who work around seniors are telling seniors to drop their Medicare Advantage plans and go back to Original Medicare. That to me is a big problem.

Every year during AEP, I see doctors, nurses, and other professionals on social media telling people to stay away from Medicare Advantage.
Some even call it "Medicare Disadvantage."

Their recommendation? Drop your plan and go back to Original Medicare.

But here's what they're NOT telling people.

Original Medicare Parts A and B alone leave beneficiaries responsible for deductibles and generally 20% coinsurance on Part B services, with no annual out-of-pocket maximum.

It doesn't include prescription drug coverage, dental, vision, or hearing benefits.

We all know that when you are on Medicare, you occur a lifetime penalty for not having prescription drug coverage. Also, that grows the longer you go without it.

That person could add a Medicare Supplement, but if someone wants to do so, they could be looking at hundreds of dollars in additional monthly premiums. Drug plans alone are up to $216 per month!

Not to mention, depending on their situation, they may have to qualify through medical underwriting.

None of that is ever mentioned as a caveat to consider.

This is what happens when you have untrained, unlicensed, and frankly ignorant parties giving advice on these things. Its why I don't give medical advice without any training, schooling, or licensing.

Think about this for a second.

A person on Medicare could follow advice they saw online, drop their Medicare Advantage plan, and find out afterward that they can't qualify for the Medicare Supplement they wanted.

Or maybe they think they won't have all these holes in the coverage by just having Original Medicare because "the nurse said to do it that way" and they end up with a lot of expensive surprises.

Now they're potentially facing significant out of pocket medical expenses, prescription drug costs, and they may have limited opportunities to change their coverage again.

That's not just bad advice. That can have serious financial consequences. It's irresponsible, dangerous, and these people need to be checked thoroughly.

I'm not saying Medicare Advantage is perfect or its for everyone. It isn't. I'm certainly not saying Original Medicare paired with a Medicare Supplement is a bad option. For many people, it's an excellent choice. For many, it is unaffordable.

But I've worked in this industry for over 32 years, and I can tell you that choosing Medicare coverage isn't nearly as simple as some of these social media posts make it sound.

Medical providers are experts in treating patients.

Medicare agents specialize in understanding insurance coverage. Both have important roles, but those roles aren't interchangeable.

Why should we ignore medical professionals giving incomplete insurance advice that could financially hurt the very people they're trying to help? Because that is not their profession.

If you're going to tell somebody to drop their Medicare Advantage plan, you better understand what you're telling them to give up.

And that is the crux of the issue.

Most don't.

10/23/2026

CMS proposes to improve accuracy of Medicare Advantage provider directories


Healthcare Finance News
The Centers for Medicare & Medicaid Services has proposed new requirements to improve the accuracy of provider directories for Medicare Advantage plans, govern how pharmacy benefit managers are paid for Medicare Part D services, and expand reporting on their compensation and cost performance.

CMS also wants PBM fee limits and plan sponsors' access to financial information.

10/15/2026

Today is the official start date of the Medicare Annual Enrollment Period. It ends on December 7th.

Millions of Medicare Advantage and Part D drug plans are either completely ending/being canceled or are massively changing in benefits.

Carefully read your Annual Notice and any letters from your plans. You could end up without coverage on January 1st!

At no charge to you, we help folks review their situation. Just let us know your needs and questions.

[email protected] and 770-945-5261

Explore the best Medicare, health insurance, dental plans and more with Affordable Medicare Solutions in Georgia. Call (770) 945-5261 for a free quote.

09/10/2026

We love sponsoring events. Today we supported ASCNN at their monthly networking meeting. Best group in Atlanta and Georgia.

08/06/2026

Learned some great and fun ways to be better personally and professionally today from Choose Happi.

Check them out.

(And we learned that we all are unique.)

Learn how the 'secrets' to a happy and successful life are not secrets at all, but rather timeless and available to all, and Choose Happi can help!

07/31/2026

Falling is one of the most dangerous parts of seniors' lives. Today, we learned that you CAN learn how to fall safely. Thank you to The Falling Class for partnering with us this month to offer a free safer-falling workshop to the AMS community!

07/13/2026

NOW HIRING – Administrative Team Member! 🚨
Looking for more than just a job? Start a career where you can grow, learn, and make a real difference!
We are seeking an Administrative Team Member to join our Medicare & Health Insurance team. This position allows those who want to grow into an Inside Sales Career, with much higher income than administrative careers, to do so after a year in training. This graduation is not required but has been the model for our team growth here. If you're very organized, enjoy helping people, can use our great systems and want to work in a positive, team-oriented environment, we'd love to meet you!
🌟 What We Offer:
✔ Immediate hiring
✔ Friendly and supportive work environment
✔ Paid training – Medicare insurance experience is not required
✔ Some education preferred
✔ Career growth opportunities
✔ We train and develop those who want to become licensed Medicare & Health Insurance W2 Employee Agents
✔ Full benefits after 90 days, including Health Insurance, 401(k), and more
At our company, we believe in promoting from within. Many of our administrative team members have advanced into successful sales careers with ongoing training, mentorship, and support.
If you're dependable, motivated, and ready to build a rewarding career, this is your opportunity!
📍 Apply today or send us a direct message for more information.
Please like, share, and tag someone who might be interested in joining our team!
770-945-5261 Leyla

05/26/2026

Medicare doesn't cover everything!