Custom Benefit Consultants, Inc.

12/23/2022

Happy Holidays from everyone here at CBC!

In observance of the Holiday Season, our offices will be closed on Monday, Dec 26th. 🎄

12/22/2022

Let the experts at The CBC Health Insurance Marketplace for Costco Members help you navigate the health insurance waters and answer all those pressing questions.

1-800-611-9056
https://hubs.li/Q01wsFc40

12/20/2022

Share these holiday safety tips with your employees and to keep the office safe!

• Park in a well lit area
• Always lock your doors and put valuables out of view
• Put a holiday hold on mail & newspapers
• Sign up for delivery alerts so you know when your delivery is scheduled
• Have an automatic timer for lights



https://hubs.li/Q01tlChV0
888-462-1269

12/17/2022

The holidays are a time for giving and it can be good to get the entire family involved!

Before the kids get new toys, you can go through old ones with them and donate to an organization. 🎅

Think about other ways you can give back during the holidays.



888-371-5879
https://hubs.ly/Q01tltk90

12/16/2022

The CBC offices will close today, December 16th at 3pm PST for our holiday party!



https://hubs.li/Q01vS7Z20

12/15/2022

REMINDER! Today is the last day to apply for the January 1, 2023 effective date.



888-371-5879
https://hubs.ly/Q01tlqb60

12/15/2022

Are you paying too much premium for too little in benefits?

Get Rewarded for Being Healthy with Level Funded Advantage (LFA) Plans.

Contact The CBC Health Insurance Marketplace for Costco Members today to learn more.

1-800-611-9056
https://hubs.li/Q01tlF800

12/12/2022

Our large business solutions are built to suit your needs regardless of your size! • Control plan costs and reduce your plan’s liability • Reduce your pharmacy spend and ‘bend the curve’ on trend increases • Automate your plan's administration

Our large business solutions are built to suit your needs regardless of your size!

• Control plan costs and reduce your plan’s liability
• Reduce your pharmacy spend and ‘bend the curve’ on trend increases
• Automate your plan's administration

Get started today!
https://hubs.li/Q01vGWl00
888-462-1269

12/09/2022

Tis the season for holiday cooking safety!

Whether you’re hosting at home or bringing a dish to the party, it’s important to keep in mind kitchen fire and safety:

• Keep flammable items away from the stove
• Use caution when handling hot liquids
• Know how to treat a burn



888-371-5879
https://hubs.ly/Q01tlwBg0

12/07/2022

Get Rewarded for Being Healthy with Level Funded Advantage Plans.
What is Level Funded Advantage? Contact The CBC Health Insurance Marketplace for Costco Members today.

1-800-611-9056
https://hubs.li/Q01tlBm50

12/05/2022

Help your employees avoid holiday season burnout at work!

The last weeks of the year can often exacerbate burnout as workers juggle end-of-year deadlines, performance reviews, travel and holiday parties.

To help, employers can encourage employees to communicate holiday plans without feeling guilty, time for self-care in the workday and understanding their non-negotiables!



https://hubs.ly/Q01tlgww0
888-462-1269

12/02/2022

With open enrollment in full swing, there are certain terms that are important to know when making health insurance decisions:

1. Premiums
2. Co-pay
3. Co-insurance
4. Deductible
5. Out-of-pocket maximum
6. Network

Contact CBC for open enrollment help:
888-371-5879
https://hubs.li/Q01tlgbY0

12/01/2022

If you’re considering implementing a formal employee recognition program at your organization, knowing where you should start can be difficult. To get started, you should create clear policies and guidelines explaining the program. Things to cover in these guidelines include:

· Eligibility requirements
· Award approval process

Check out the latest CBC blog to learn more about these programs and how you can implement them at your organization: https://hubs.li/Q01tkw250

11/30/2022

Employee recognition programs are formal programs that recognize and reward employees for doing a good job.

Common programs include:
· Years of service recognition
· Exemplary achievement recognition
· Noteworthy performance recognition

Check out the latest CBC blog to learn more about these programs and how you can implement them at your organization: https://hubs.li/Q01tkxFd0

11/30/2022

Recognizing and rewarding employees for their hard work is crucial in boosting employee engagement at your organization. Despite the importance of employee recognition, 45% of U.S. workers reported that they haven’t been recognized at work in at least six months.

Check out the latest CBC blog learn more about these programs and how you can implement them at your organization: https://hubs.li/Q01tksvy0

11/28/2022

Compliance Bulletin 📌 Important News!

On Aug. 1, 2022, the IRS issued Revenue Procedure 2022-34 to index the contribution percentages in 2023 for determining the affordability of an employer’s plan under the Affordable Care Act.

The updated affordability percentages are effective for taxable years and plan years beginning Jan. 1, 2023.

For all the details of the change and what action steps your business may need to take, read the latest blog post here: https://hubs.li/Q01tktX60

11/25/2022

Tomorrow is Small Business Saturday! Support the heart of the community and shop small. 💙

Buy your holiday gifts from the local boutique or have holiday gatherings at the local restaurant.

See all the ways you can participate here:
https://hubs.li/Q01rylLs0



https://hubs.li/Q01rytjc0
800-309-9029

11/24/2022

Wishing everyone a very Happy Thanksgiving weekend! 🦃 🍂

In observance, the CBC offices will be closed tomorrow, Thursday Nov. 24th and Friday, Nov. 25th.

11/22/2022

Are you a large employer looking to keep your benefits while reducing your cost? Start with a self funded feasibility analysis through CBC! There are significant savings with a self funded model because of the elimination of certain taxes and fees, pharm

Are you a large employer looking to keep your benefits while reducing your cost?

Start with a self funded feasibility analysis through CBC! There are significant savings with a self funded model because of the elimination of certain taxes and fees, pharmacy overhead and administration.

Get started today!
https://hubs.li/Q01sRnRR0
888-462-1269

11/18/2022

Looking for Medicare benefits? We’re here so you can get back to the things you love.

States include Arizona, California, Texas, Florida & more! View the map to see if available in your state.

Visit the CBC website to review a quote or schedule a call.
https://hubs.li/Q01rykcq0

11/17/2022

At The CBC Health Insurance Marketplace for Costco Members, our Healthcare Ambassadors are here to answer any questions you or your employees may have. Our team of licensed professionals are a call or click away: 📞1-800-611-9056 🖥 https://bit.ly/3Ty

At The CBC Health Insurance Marketplace for Costco Members, our Healthcare Ambassadors are here to answer any questions you or your employees may have.

Our team of licensed professionals are a call or click away:
📞1-800-611-9056
🖥 https://hubs.ly/Q01rGptd0

11/15/2022

A voluntary benefit that became apparent after the pandemic is Remote Health Services. Employers can help make remote health services more accessible and affordable by providing benefits that offer telemedicine or remote health services.

Interested in learning more? Check out the Voluntary Benefits blog here: https://hubs.li/Q01scC1y0

11/14/2022

Financial wellness support is a voluntary benefit growing in popularity among employees with 73% of Americans ranking their finances as their top stressor, according to a CreditWise survey.

Interested in learning more? Check out the Voluntary Benefits blog here: https://hubs.li/Q01scCl40

11/14/2022

A growing number of organizations recognize that voluntary benefits are valuable to employees and their families—and many come at little to no cost for the employer.

One example is holistic offerings, which addresses not only physical wellness but also employees’ mental and financial wellness.

Interested in learning more? Check out the Voluntary Benefits blog here: https://hubs.li/Q01s1xw20

11/12/2022

Did you know? Adults with the flu can spread it to others starting the day before they first feel sick — and up to 5 to 7 days after they first feel symptoms (http://health.gov). Tip # 3: Clean surfaces and objects that may have flu germs on them, like

Did you know? Adults with the flu can spread it to others starting the day before they first feel sick — and up to 5 to 7 days after they first feel symptoms (https://hubs.li/Q01s1kFN0).

Tip # 3: Clean surfaces and objects that may have flu germs on them, like doorknobs — use hot, soapy water or a household cleaner

https://hubs.li/Q01s1lJW0
888-371-5879

11/11/2022

Tip # 2: Protect yourself and others from the flu: • Stay away from people who are sick • Cover your mouth and nose with a tissue when you cough or sneeze • Wash your hands often with soap and water https://bit.ly/3D26QPm 888-371-5879

Tip # 2: Protect yourself and others from the flu:
• Stay away from people who are sick
• Cover your mouth and nose with a tissue when you cough or sneeze
• Wash your hands often with soap and water

https://hubs.li/Q01s1v6j0
888-371-5879

11/11/2022

Flu season is here. Although most people with influenza will recover without additional medical issues, influenza can cause serious health concerns. Tip # 1: Get a Flu Vaccine https://bit.ly/3D26QPm 888-371-5879

Flu season is here. Although most people with influenza will recover without additional medical issues, influenza can cause serious health concerns.

Tip # 1: Get a Flu Vaccine



https://hubs.li/Q01rGJ9R0
888-371-5879

11/10/2022

Are you an employer with good health experience who feels they are paying too much premium for too little in benefits? Level Funded Advantage could be the answer. Contact The CBC Health Insurance Marketplace for Costco Members today to see if it’s right

Are you an employer with good health experience who feels they are paying too much premium for too little in benefits?

Level Funded Advantage could be the answer.

Contact The CBC Health Insurance Marketplace for Costco Members today to see if it’s right for you.

https://hubs.li/Q01rGkFk0
1-800-611-9056

11/07/2022

November is American Diabetes Month, a time to bring awareness and provide resources to those who are at risk and the 37 million Americans that diabetes affects.

During the month, provide and encourage employees to eat healthier snacks like nuts, fruit and veggies 🥜 🍇 🥗 .



https://hubs.li/Q01rylCj0
888-462-1269

11/04/2022

It is time to make some healthy lifestyle choices. • Break those bad habits • Shop healthy and eat healthily • Get outside and get your vitamin D! Learn more in our Health News at https://bit.ly/3ghQEAJ

It is time to make some healthy lifestyle choices.

• Break those bad habits
• Shop healthy and eat healthily
• Get outside and get your vitamin D!

Learn more in our Health News at https://hubs.li/Q01rhQ_L0

11/04/2022

Are you up to date on your annual screenings? Did you know your plan may offer no-cost testing? If you are searching for more information, ask the experts at CBC. Learn more in our Health News at https://bit.ly/3ghQEAJ

Are you up to date on your annual screenings?
Did you know your plan may offer no-cost testing?

If you are searching for more information, ask the experts at CBC.

Learn more in our Health News at https://hubs.ly/Q01rhMbv0

11/04/2022

Did you know most insurance plans offer a set of preventive services like shots and screenings at no cost to you? Depending on your age, plan, and provider, you may have access to no-cost preventive services for the following tests: Blood pressure Diabet

Did you know most insurance plans offer a set of preventive services like shots and screenings at no cost to you?

Depending on your age, plan, and provider, you may have access to no-cost preventive services for the following tests:
Blood pressure
Diabetes
Cholesterol

If you are searching for more information, ask the experts at CBC.
Learn more in our Health News at https://hubs.ly/Q01rhN6q0

11/02/2022

As employer-sponsored benefits transition to more voluntary, employee-paid, or employee-subsidized offerings, employees must assume more control in making smart decisions.

We helped break down the open enrollment process for you and your employees. Check out the CBC blog for all the details: https://hubs.li/Q01rbNm20



1-800-611-9056

11/02/2022

Did you know the national Individual Open Enrollment runs November 1st - January 15th for Individual and Family coverage? There are two effective date options during this annual open enrollment.

Available Effective Dates:
• Applications submitted November 1 - December 15th = January 1st effective date
• Applications submitted December 16th - January 15th = February 1st effective date

Obtaining a quote has been made simple! Visit https://hubs.ly/Q01rghBX0 to obtain an Individual or Family coverage quote.

10/31/2022

Happy Halloween! 🎃🕸 Hope everyone has a howling good time!

Here are some halloween safety tips:

• Cross the street at corners
• Always walk on sidewalks or paths
• Carry glow sticks or flashlights



800-309-9029
https://hubs.ly/Q01ngGrc0

10/28/2022

Critical illness insurance is the plan that protects you in the event of a future major illness diagnosis.

It helps with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

Contact a CBC licensed health insurance agent today to get started.

888-371-5879
https://hubs.ly/Q01ngD-R0

10/26/2022

Replacing unhealthy eating habits with healthier ones can be difficult, especially if unhealthy habits are all you have ever known. One key to making lasting improvements in your diet is to make changes in stages.

Here are some ideas to get you started:
• Eat breakfast
• Replace a sugary drink with water
• Eat one or two fruits & veggies a day
• Plan a healthy snack

For more examples and ideas, visit the blog post here: https://hubs.li/Q01ngDKQ0



https://hubs.li/Q01ngC5N0
888-462-1269

10/24/2022

CBC can help take your large business health benefits to the next level!

We work with all of our partners to create a unique employee experience by providing a custom branded enrollment through web, call center, chat and social media.

Contact CBC today.

888-462-1269
https://hubs.li/Q01ngGq30

10/21/2022

Summer may be over but that doesn’t mean you should stop living a healthy lifestyle! Here are some fall activities that will benefit your health and fitness:

Corn maze
Picking your own apples
Playing Football
Go bike riding

View more healthy fall activities here: https://hubs.li/Q01ngCjS0



888-371-5879
https://hubs.li/Q01ngG6l0

10/19/2022

How is Level Funded Advantage different? It allows you to keep the savings when your group is healthy.

You pay one set monthly fee. After all of your claims are paid for the year, the unused money in your claim fund is returned to you.

Contact The CBC Health Insurance Marketplace for Costco Members to get more information.

1-800-611-9056
https://hubs.li/Q01nPw-Q0