10/25/2026
Turning 65?
Your first window to sign up for Medicare is 7 months long.
3 months before your birthday month.
Your birthday month.
3 months after.
But those 7 months aren't equal.
Sign up in the 3 months before, and your coverage starts the first day of your birthday month.
Wait until your birthday month or after, and coverage starts the month after you sign up.
Already drawing Social Security? Parts A and B come to you automatically. Your card shows up about 3 months before your birthday.
Not on Social Security yet? Nothing is automatic. You have to sign up.
Turning 65 in 2027? Call our office at (859) 785-8289 and we'll map out your dates.