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Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 4:30pm Saturday 8:30am - 4:30pm

Daniels Associates, LLP

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Daniels Associates, LLP

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Daniels Associates is a boutique law firm servicing Kentucky and Indiana.

10/31/2026

Happy Halloween!

10/27/2026

Getting your life back on track doesn't start with having every answer. It starts with one step.

Maybe the bills keep piling up. Maybe the calls won't stop. Maybe a disability denial knocked the wind out of you after months of waiting.

However you got here, you're not a failure. You're someone who hit a hard season, and hard seasons can end.

Here's what a fresh start can look like:
- Chapter 7 can wipe out most credit card debt, medical bills, and personal loans.
- Chapter 13 gives you 3 to 5 years to catch up on your mortgage or car payments while you keep them.
- A disability appeal gives your claim a second look. A first denial is common, and it doesn't mean you don't qualify.

Picture opening your mail without dread. Sleeping through the night. Making plans for next year instead of just surviving this one.

That life is closer than it feels right now, and you don't have to rebuild it alone. We'll walk through your options with honesty and zero judgment.

Call Daniels Associates at 502-583-8300

10/23/2026

The holidays don't pause the clock on a disability appeal. 🍂

If Social Security denied your SSDI or SSI claim, you generally have 60 days to appeal. With fall schedules, holiday mail delays, and office closures, that deadline can slip by faster than you'd expect.

Here's how to protect your claim this season:
- Mark your deadline today. Add 65 days to the date on your denial letter, then aim to file a few weeks early.
- Set more than one reminder. Use your phone, a paper calendar, and a trusted family member.
- Book doctor visits now. Gaps in treatment can weaken your claim, and calendars fill up fast before year-end.
- Keep proof of everything. Save confirmation numbers and copies of every form you send.

Being denied the first time is common. It doesn't mean you don't qualify, and appealing helps protect the back pay you may be owed.

You don't have to track every deadline alone. We're here to help you keep your claim on solid ground heading into the new year.

Call us today at 502-583-8300

10/19/2026

Is something draining your paycheck before you even see it? 🧛 That's not a vampire. It's wage garnishment.

When a creditor sues and wins, they can have money pulled straight from your pay.

Week after week, it drains the cash you need for rent, groceries, and gas.

Here's the truth:
- There are limits. Federal law generally caps garnishment at 25% of your disposable earnings.
- Bankruptcy can stop it. When you file, the automatic stay requires most creditors to stop garnishing your wages, often within days.
- Your paycheck can come back to you. Chapter 7 can wipe out debts like credit cards and medical bills. Chapter 13 gives you 3 to 5 years to catch up on what you owe.

Some debts, like child support or certain taxes, follow different rules. That's why a quick conversation with an attorney matters.

Your first consultation is free and judgment-free. Call Daniels Associates today 📲 502-583-8300

10/13/2026

October is National Disability Employment Awareness Month, a time to honor people with disabilities who work. It's also a time to remember those whose health has made work impossible.

If a serious illness or injury keeps you from earning a living, two Social Security programs may help:
• SSDI supports people who worked and paid into Social Security before their condition stopped them.
• SSI supports people with limited income and resources, even with little or no work history.

Both programs require a condition that's expected to last at least a year and keep you from doing substantial work.

The rules can feel like a maze, but you don't have to find your way through it alone. Call Daniels Associates at 502-583-8300

10/09/2026

A denial letter from Social Security can feel like a door slamming shut. Please don't walk away. Being denied the first time is common, and it doesn't mean you don't qualify. Having someone in your corner who knows the system can improve your odds. A "no" today doesn't have to be a "no" forever. Let us help.

Call us today at 502-583-8300

10/06/2026

Nervous about meeting with a bankruptcy attorney for the first time? That feeling is completely normal, and we're here to make it easier.

Your initial bankruptcy consultation at Daniels Associates is free. It's a calm, judgment-free conversation about where you stand and what your options are.

To get the most out of your visit, please bring:
- Billing statements and collection letters
- Six months of pay stubs
- Six months of bank statements
- Tax returns from the last two years

If you're facing a foreclosure or garnishment, bring any lawsuit papers too.
We also encourage you to bring your spouse or partner, even if only one of you is filing. Having everyone in the room helps us answer questions and work through household expenses together.

Using that information, we'll compare your income and expenses and help you decide whether Chapter 7 or Chapter 13 is the right fit for your situation.

You don't need to have it all figured out before you walk in. That's our job.

Schedule your consultation today!

10/01/2026

Part of your paycheck is gone before it ever reaches your account.

Wage garnishment is stressful, especially with holiday costs on the horizon. You should know it has limits and a way out.
• For most consumer debts, a creditor has to sue you and win a judgment before garnishing your wages.
• Federal law generally caps garnishment at 25% of your disposable earnings, or the amount above 30 times the federal minimum wage, whichever is less.
• Filing Chapter 7 or Chapter 13 triggers the automatic stay, which forces most creditors to stop garnishing, often within days.

You've worked too hard to watch your income disappear. Call Daniels Associates at 502-583-8300

09/25/2026

When your credit card covers groceries, gas, and the electric bill, that's not overspending. That's a warning sign.

Occasional swiping is normal. But leaning on credit month after month usually means your income can't keep up with your expenses — and that gap only grows with interest.

If you're borrowing just to get through the week, you're not failing. You're carrying more than anyone should have to carry alone.

This is one of 6 signs it may be time to talk to a bankruptcy attorney. There's a way forward, whether that's the clean slate of Chapter 7 or the catch-up plan of Chapter 13.

Ready for honest answers, no judgment? 📲 Call Daniels Associates at 502-583-8300

09/22/2026

Fall has a way of making you take stock. The kids are back in school, the holidays are creeping closer, and money worries you've been pushing aside get harder to ignore.

So how do you know when debt has crossed the line?

Our latest blog breaks down 6 warning signs it's time to talk to a bankruptcy attorney:
- Using credit cards for groceries, gas, and everyday bills
- Only ever affording the minimum payment
- Facing a lawsuit or wage garnishment
- Constant calls from debt collectors
- Drowning in medical debt
- Losing sleep over the numbers

If even one of these hits close to home, you're not stuck — and you're definitely not alone. There's a path forward, whether that's the clean slate of Chapter 7 or the catch-up plan of Chapter 13.

Read the full post to see all 6 signs and what a real fresh start could look like.
Ready for honest answers, no judgment? Reach out to us today!

🔗 https://www.thatlawlady.com/fall-financial-reset-6-signs-its-time-to-talk-to-a-bankruptcy-attorney/

Address

3809 Poplar Level Road
Louisville, KY
40213

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 4:30pm
Saturday	8:30am - 4:30pm

Website

http://www.thatlawlady.com/

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