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JCM Health Insurance

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Murrieta, CA
JCM Health Insurance

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Need help with Medicare? Tiene Preguntas con Medicare
Im your local Insurance Agent that can Help!

10/02/2026

Big changes are coming to Medicare pricing and prescription drug limits for 2027. Staying ahead of these numbers is the best way to protect your healthcare budget.

Here is a quick look at what is changing:

🔵 Part D Out-of-Pocket Cap (TrOOP): Increases to $2,400. Once you hit this limit on covered drugs, your cost-sharing drops to $0 for the rest of the year.

🔵 Part D Standard Deductible: Rising to $700.

🔵 Part D Monthly Premiums: Standing at a projected average of $36.00. Critical Alert: The federal premium stabilization program is ending, meaning individual plans may vary wildly, and $0 premium standalone drug plans have largely disappeared.

🟢 Part B Premium & Deductible: Projected to rise to $209.50 / month and $292 / year.

Review the flyer below for a full breakdown. Plan ahead and compare your options before the next Annual Enrollment Period (AEP)!

Jocelyn DeLaTorre
📲 951-259-3644
Lic: 4068988

02/12/2026

New to Medicare or soon to be and done know where to start⁉️

There are many options available to you !!

Alignment is a plan with $0copay and deductible the works with majority of the primary and specialty care.

Part D is also included in Alignment coverage.

Extras including, transportation, gym membership, groceries and much more ‼️

Contact me for a free consultation 📲

Jocelyn Delatorre
961-259-3644
Lic #4068988

10/21/2025

📊
2026 Medicare changes are here:
new premiums, insulin cost limits, and updated drug caps.
Don’t navigate these changes alone — call for your free Medicare review!

📲 951-259-3644
Lic: 4068988
🪪 insurance Agent

10/17/2025

“Big changes are coming to Medicare in 2026 — including lower prescription costs and more flexibility for beneficiaries. Stay informed and prepared! 💊📋

”

🪪Lic: 4068988
👩🏻‍💻Jocelyn Delatorre
📲951-259-3644

Call me for a free consultation 😊

05/06/2025

‼️Hola mi Gente ‼️

Si usted cuenta con Medicare, es importante que revise sus beneficios cada año para asegurarse de que está recibiendo la cobertura adecuada para sus necesidades médicas.

📝Medicare puede ayudarle a cubrir consultas médicas, hospitalizaciones, medicamentos recetados y otros servicios esenciales.

➡️Existen diferentes planes y opciones disponibles, por lo que informarse bien puede marcar una gran diferencia en su salud y su bolsillo.

👩🏼‍💻Si necesita asistencia para entender sus opciones, hay recursos gratuitos disponibles para ayudarle.

05/05/2025

⁉️Turning 65? It’s Time to Understand Medicare⁉️

New to Medicare and not sure where to start? We’ve got you covered.✅

📝From enrollment timelines to plan options, I’ll help you navigate your benefits with confidence.

➡️Follow me for tips, updates, and expert guidance every step of the way!

03/19/2025

Hi everyone !😁

As this OEP comes to an end, you still have time to do one last Medicare Benefits Review ! 📚⌛️

⚡️If your not Happy with your Doctor or care team
⚡️Still have questions or problems
⚡️Want me to explain Medicare again!

📞 Call me at 951-877-5668
📧 [email protected]
👩🏼‍💻https://sites.google.com/view/jcm-insurance/home/more-to-medicare

Lic:4068988
Jocelyn DelaTorree
Medicare Advisor and Senior Advocate
Hablo Español 😃

10/01/2024

Goood afternoon WULE,

I’m a local Medicare Insurance Agent/Advisor and it’s time to review plans and changes for next year.

‼️Annual Enrollment Period officially starts October 15, BUT we can start to review the changes for next year now. ‼️

I work with more than 15 plans in the Riverside area( not Kaiser). 🩺⚕️

Your health plan option are and not limited to:
HMO
PPOs
Supplemental
PDP plans
There are also VA plans that can coordinate care 🇺🇸🫡

The biggest change for next year will be part D (prescription drug) coverage due to the new IRA changes ( inflation reduction act)💊👩‍🔬 going into effect 2025‼️

If you have question please contact me.📲

Jocelyn Delatorre
951-877-5668
Lic # 4068988
[email protected]

https://www.planenroll.com/?purl=V7kwb2jF&fbclid=PAZXh0bgNhZW0CMTEAAabkddFyxZnsFjU-cSgSBestGp1QLQh2Es252sAaMPeTCCUu35y9sY6Mv6Q_aem_l0E5PpMHE5bzO9yzrrnLKA

09/05/2024

Join us for a local health fair in Temecula on September 28th from 9am to 12pm.

featuring-
free health screenings 👩‍⚕️
live entertainment 🎸🎤🎬
Raffle prizes 🎪🎟️🥇
Kids Zone👦🏻👧🏻⛳️
And much more!

If you have questions with your current health plan or need more information about local resources, THIS IS THE PLACE TO VISIT.😄
Over 100 vendors
and much more !

Location:
41000 Main st Temecula, CA 92590
Time: 9am-12PM

🆘 please bring water as is will be a hot morning, and comfortable shoes to walk in 🆘

05/10/2024

Looking for a Medicare plan that meets your needs and budget? I can help. I'm a licensed
sales agent for UnitedHealthcare Medicare Advantage plans based in Riverside, San
Bernardino, San Diego county.
Call me at 951-877-5668, TTY 711.

Address

Https://www. Planenroll. Com/?purl=V7kwb2jF
Murrieta, CA
92563

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm
Saturday	9am - 4pm

Telephone

+19518775668

Website

https://sites.google.com/view/jcm-insurance/home, https://www.sparkadvisors.com/agents/jocelyn--delatorre-0609

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