Jamie Montgomery- AKP Health Insurance

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Jamie Montgomery- AKP Health Insurance Servicing Small Businesses, Independent Contractors, Self-Employed, Early Retirees and 65+ w/ Health Insurance Needs!

Quick quiz. Do you know your out-of-pocket max? Is your doctor in-network? Are you getting your full subsidy?If you hesi...
10/23/2026

Quick quiz. Do you know your out-of-pocket max? Is your doctor in-network? Are you getting your full subsidy?

If you hesitated on any of those, this one's for you.

My free guide walks through the five questions that actually matter before you pick a plan. No sales pitch, just answers.

Comment GUIDE below and I'll send it your way.

10/21/2026

The monthly premium: overrated.

Your out-of-pocket max: seriously underrated.

Big-name carriers: overrated, since a famous logo means better marketing, not better coverage.

Private health insurance: underrated, especially for healthy people who don't qualify for subsidies.

A free independent advisor with no loyalty to any carrier? Very underrated. That one's me.

DM me before November 1.

10/19/2026

The greatest comeback in health insurance history?

Open enrollment begins November 1st.

Back like we never left.

Things people have told me they understand better than their health insurance plan:Their cable bill.Their group chat.The...
10/15/2026

Things people have told me they understand better than their health insurance plan:

Their cable bill.
Their group chat.
The ending of Inception.

Totally fair. Deductibles, copays, and out-of-pocket maximums sound like they were named by someone who never wanted you to find out what they mean.

That's what I'm here for. I'll translate your plan into plain English, and it won't cost you a thing.

DM me before open enrollment starts on November 1.

10/13/2026

Went out on your own this year? Congrats. Now here's the part nobody mentions.

Your marketplace discount is based on the income you estimated when you signed up. If you end up making more and never update it, the IRS asks for that money back at tax time.

I just talked to someone who owed $5,000 because of this.

The fix takes a few minutes: update your income every time it changes. DM me before open enrollment, and let's make sure you're set up right.

10/09/2026

There are three ways to pick a health insurance plan.

Bad: grab the lowest monthly payment and feel like a genius until you meet your $8,000 deductible.

Good: compare a few, pick one in the middle, and cross your fingers.

Great: spend twenty minutes with me and walk away knowing exactly what you have and why.

The best part? Great costs the same as bad. My fee is paid by the carriers, not you.

DM me before November 1, and let's get you into the great column.

10/07/2026

This couple planned to work five more years for one reason: health insurance.

By the end of our first conversation, they were talking about retiring next year.

When you retire, your income usually drops, and a lower income can mean a lot more help paying for coverage on the marketplace. Most people have no idea until someone walks them through the numbers.

If health insurance is what's keeping you (or someone you love) at work, send me a DM before November 1.

Most people pick a health insurance plan by looking at one number. Then the bills show up.I put together a free guide wi...
10/05/2026

Most people pick a health insurance plan by looking at one number. Then the bills show up.

I put together a free guide with the five questions you should ask before you enroll, from your out-of-pocket max to whether a private plan could beat the marketplace.

Takes about five minutes to read. Could save you thousands.

Comment GUIDE, and I'll send it straight to your DMs.

10/02/2026

The cheapest plan feels like a win right up until the first time you actually use it.

A low monthly payment usually comes with a deductible in the thousands, which means you're paying the full bill yourself before your coverage kicks in.

The better move is picking a plan based on how you really use healthcare: how often you see a doctor, what medications you take, and what you could handle out of pocket.

Open enrollment starts November 1. DM me in October, and let's find the plan that actually fits your life.

09/30/2026

And behind door number #1? 😎

Address

974 73rd Street
West Des Moines, IA
50265

Telephone

+5153187511

Website

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