10/05/2026
What did my $99.99 healthcare membership actually get me in September? 🐘💛
Since becoming an independent contractor, I no longer have employer sponsored health insurance. That meant I had to figure out how I was going to access routine healthcare, get my prescriptions, and manage those expenses on my own.
I decided to try the KonnectMD Platinum membership for $99.99 a month myself.
Instead of sharing another flyer listing everything a membership includes, I thought I would show you what I actually used in one month and compare it with what I reasonably could have paid on my own.
🩺 PRIMARY CARE
Comparable cash pay follow up visit at my local doctor’s office: $88
What I paid through KonnectMD: $0
🧪 LAB WORK
Comparable direct pay value for my Comprehensive Metabolic Panel through Quest Diagnostics: approximately $55
What I paid through KonnectMD: $0
💊 90 DAYS OF MY MAINTENANCE MEDICATIONS
Estimated cost using free GoodRx coupon pricing: approximately $165
What I paid through KonnectMD: $0
📦 Shipping: $0
💰 NOW LET’S ADD IT UP
Comparable healthcare value: approximately $308
My KonnectMD Platinum membership: $99.99
Value received above what I paid: approximately $208
So yes, somehow I actually came out ahead paying for healthcare, which isn’t something I get to say very often!
And that $308 only includes healthcare I actually used. I’m not assigning a dollar value to all of the other benefits available through my membership that I didn’t use just to make the number look better.
For the prescription comparison, I intentionally did not use inflated pharmacy retail prices. I used estimated free GoodRx coupon pricing for a 30 day supply and multiplied that by three to estimate 90 days. I also did not use pricing from a paid prescription discount membership. Prescription prices vary by pharmacy and can change, so this is meant to be a realistic comparison rather than an exact guaranteed price.
👨👩👧👦 AND WHAT MAKES THE VALUE EVEN BETTER?
My membership allows me to add up to seven additional eligible family members at no additional monthly membership cost!
So that $99.99 isn’t necessarily just providing healthcare access for me. Those benefits can extend to eligible members of my family without increasing my monthly membership price.
🐘 WHY DID I TAKE THE TIME TO WRITE ALL OF THIS?
Because as a nurse, I see firsthand how valuable affordable access to healthcare can be.
I’m also a small business owner, and I take very seriously what I put the WELLephant name and my own professional reputation behind.
I didn’t want to promote something simply because I could earn a commission from it. I wanted to use it myself, research it, experience it as a member, and decide whether I genuinely saw enough value in it to feel comfortable recommending it to other people.
I do.
KonnectMD is not health insurance, and I’m not suggesting that it replaces major medical coverage or emergency care. But for routine healthcare, primary care, prescriptions and other everyday healthcare needs, I absolutely see the value of having an affordable resource like this available.
For someone who is self employed, an independent contractor, uninsured, or even someone who has insurance but wants another affordable option for everyday healthcare needs, I think it’s worth knowing that options like this exist.
That’s why I’m sharing my actual experience and actual numbers instead of simply telling you to sign up. 🐘💛
If you’d like to see the different membership options and what’s included, you can learn more through WELLephant Health & Wellness:
Affordable healthcare and wellness resources for real life. Explore virtual care, prescription savings, mental health support, labs, weight-management resources and more with WELLephant Health & Wellness.
