Benafica

10/14/2026

Better benefits start with great people. 💜

Benafica is growing, and we're hiring two remote roles across the Central Region:

🤝 Broker & Strategic Partnerships Manager
Build relationships with brokers and strategic partners, show them BEN360 in action, and help them bring CHOICE Arrangements (ICHRA) and QSEHRA to their clients.

🚀 Account Executive
Guide mid-size employers from first conversation to signed agreement, and show how CHOICE (ICHRA) and QSEHRA fit their budget and team.

Both roles offer:
💜 Remote, full-time
💜 $125–150K OTE
💜 Employer-paid health, dental, vision, LTD, and life insurance
💜 HSA contributions and 401(k) match
💜 Paid time off and paid holidays

Apply on Linkedin: https://www.linkedin.com/company/benafica/jobs/

10/09/2026

“ICHRA is flexible.”

Okay… but what does that actually mean? 🤔
In our latest article, we break down 5 ways ICHRA gives employers more flexibility than traditional group health insurance—and what each one looks like in practice.

People are always talking about flexibility when it comes to ICHRA/CHOICE arrangements. But what does it actually mean? Here are 5 benefits.

10/02/2026

Here's a helpful summary of what's happening with Medicare Advantage in Minnesota ⬇️

For more than 320,000 losing health plans, there’s no avoiding this year’s Medicare shopping season.

10/01/2026

🔽 Heads-up to our current Medicare clients 🔽

HealthPartners, Medica and UnitedHealthcare are also overhauling their plans for 2027 amid a tumultuous Medicare Advantage market.

09/15/2026

Medicare Advantage is undergoing some big changes in 2027. Are you ready for Open Enrollment? 👇

Medicare Advantage plans in Minnesota are changing in 2027. Don't renew your Medicare on autopilot. Here's what you need to know.

09/07/2026

Today, we celebrate the people whose hard work keeps businesses moving, communities growing, and progress going forward.

Happy Labor Day from all of us at Benafica! 🇺🇸

Here’s to taking a well-deserved break and recognizing the value of every person behind the work.

09/04/2026

ICHRA has a new name: CHOICE Arrangements. Learn what changed, what CHOICE means, and why the name change doesn’t change how ICHRA works.

ICHRA has a new name: CHOICE Arrangements. Learn what changed, what CHOICE means, and why the name change doesn’t change how ICHRA works.

09/03/2026

Some news today! 👀

ICHRA is getting a new name - CHOICE Arrangement: short for Custom Health Option and Individual Care Expense Arrangement.

The name may be changing, but the core concept remains familiar: employers give employees a defined contribution toward individual health coverage, giving employees more choice while giving employers greater predictability over costs.

Learn more at benafica.com/ICHRA

08/21/2026

New number to pay attention to if you're an ALE: 10.22%

That's the new IRS affordability rate for 2027 employer-sponsored healthcare plans. Employees can be asked to share part of the cost of healthcare premiums as long as it doesn't exceed a certain percentage of their income. The IRS updates this percentage every year.

Another thing to note: It doesn't apply to non calendar-year plans. So if your plan runs from April to March, the new rate wouldn't apply to you until April 2027.

New for 2027: the ACA affordability threshold rises to 10.22%. See the updated W-2, rate of pay, and FPL safe harbor limits for your plan year.

08/20/2026

We've been working with auto dealerships in the Midwest, and we're seeing why ICHRA can be such a good fit for the dealership model.

🚗 One benefit for every kind of employee — full-time, part-time, hourly, salaried, and more.
🏢 One strategy that can work across multiple rooftops and states.
💰 Less budget disruption from turnover as employees come and go.

Dealerships have a unique workforce. Their benefits strategy should have the flexibility to match.