10/24/2026
Do you know what you’re actually paying your insurance company for?
Not care. Access to a list. A list of providers they picked, at a pace they set, for as long as the contract holds. And this year, thousands of Floridians found out what happens when the contract doesn’t hold: a letter, a “no longer in network,” and a stranger at your next appointment.
So I’ll ask the question out loud: should you break up with your insurance?
NOT ALL OF IT. JUST THE PART THAT WAS NEVER WORKING.
Keep coverage for the big stuff. Hospitals, surgery, the catastrophic things insurance was built for. That part is doing its job.
The part that isn’t is primary care. Seven-minute visits. Three-week waits. A different face every time. A portal where your lab results land at 9pm with no explanation. You’re paying premiums, copays, and deductibles for that, and calling it healthcare.
HERE’S WHAT I DID ABOUT IT.
I spent years inside that system. I had seven minutes per patient. Seven. I could refill, but I couldn’t listen. So I left and built Meadow Primary Care the way I always wanted to practice: 30 to 60 minute visits, same-day appointments when you’re sick, and my cell number so you can text me instead of sitting on hold. You see me. The same provider. Every time.
MY LITTLE SECRET...
It costs less than most people’s copays and deductibles add up to. $119 a month for adults. $59 for kids. $199 for couples. $289 for a family of four. No contracts, month to month, and no enrollment fee, ever, which most practices around here can’t say. Pay with your HSA if you have one; the rules changed this year to allow it. On Medicare? We accept it and bill it directly, no membership needed. Just need one visit? Cash-pay works too.
So before you renew the same plan and the same seven minutes, do one thing: come talk to me. The meet and greet is free, takes 15 minutes, and there’s nothing to sign. Worst case, you leave knowing exactly what you’re paying for.
~ Meriem
