Elder Life Group

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Elder Life Group Dedicated to providing the aging community with insurance and estate planning solutions, helping you face the future with confidence and security.

Founded by a visionary who challenged the status quo, we originated from a simple yet powerful idea: to create innovative insurance solutions that agents could confidently offer their clients—products that had never been thought of in the industry before. Our founder convinced insurance companies that the traditional approach to pre-paying for funerals was outdated and that there was a better way to protect families from unforeseen financial burdens. For over 20 years, Delco Estate Planning (now ELG) has recognized a persistent problem: the escalating costs of assisted living, nursing homes, and home healthcare often deplete funds allocated for final expenses, pushing seniors and their families into financial hardship. This challenge remains as relevant today as it was when we started.

If you’re 55–70, hybrid life/LTC can shift major care costs off your balance sheet. See three ways to fund care, preserv...
11/02/2026

If you’re 55–70, hybrid life/LTC can shift major care costs off your balance sheet. See three ways to fund care, preserve legacy dollars, and keep flexibility if you never use the benefit.

We align your plan with what matters most and show our work at every step. That’s how trust is built.
11/01/2026

We align your plan with what matters most and show our work at every step. That’s how trust is built.

Stop waiting for the perfect estate plan and lock in the essentials now. This 30‑day roadmap covers core documents, deci...
11/01/2026

Stop waiting for the perfect estate plan and lock in the essentials now. This 30‑day roadmap covers core documents, decision‑makers, HIPAA, and beneficiary fixes—without the overwhelm.

No cookie-cutters here—just precise planning that anticipates care, taxes, and timing. Live fully while your strategy wo...
10/30/2026

No cookie-cutters here—just precise planning that anticipates care, taxes, and timing. Live fully while your strategy works quietly in the background.

Selling the house isn’t the only way to pay for care. Explore practical options—from rule‑friendly exemptions to income ...
10/29/2026

Selling the house isn’t the only way to pay for care. Explore practical options—from rule‑friendly exemptions to income ideas—that can keep you at home and solvent.

Know how care gets paid before you ever need it. That calm comes from a plan that covers the what-ifs.
10/28/2026

Know how care gets paid before you ever need it. That calm comes from a plan that covers the what-ifs.

You could be overpaying for Medicare by missing Part B timing, IRMAA brackets, or drug formularies. Learn four quick che...
10/27/2026

You could be overpaying for Medicare by missing Part B timing, IRMAA brackets, or drug formularies. Learn four quick checks that can lower costs this year—before your plan auto‑renews.

Your plan isn’t off-the-shelf; we build around your health, assets, and family. Crafted for care, from paperwork to peac...
10/26/2026

Your plan isn’t off-the-shelf; we build around your health, assets, and family. Crafted for care, from paperwork to peace of mind.

Heard you must spend down to zero or that $17k gifts are always fine? These Medicaid myths can trigger penalties and los...
10/25/2026

Heard you must spend down to zero or that $17k gifts are always fine? These Medicaid myths can trigger penalties and lost months—see what’s actually allowed before you make a move.

Address

101 S. Main Street, Suite 200
Janesville, WI
53545

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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