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MedXpert

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Medical Scheme Advice and Support Services. https://www.medxpert.co.za/

As a MEDXPERT member you can be assured that any dispute with your scheme will be dealt with in accordance with the Medical Schemes Act and rules of your scheme, ensuring your rights are protected. With MEDXPERT as your representative you will have complete peace of mind that your membership is being managed to its full potential.

05/11/2026

If you take medication every day for a chronic condition, this one’s for you.

The Chronic Disease List (CDL) is a list of 27 long-term conditions that every medical scheme must cover, on every benefit option. That includes diagnosis, medication and ongoing treatment, in line with the scheme's treatment guidelines and medicine list.

There's one step people miss. You need to register your condition on your scheme's chronic illness benefit first. Until you do, your medication could continue to come out of your savings or your own pocket.

Not sure if you're registered, or if your condition is on the list? We'll check for you.

Request a callback here: https://nuel.ink/zC0dBo

03/11/2026

Your scheme's 2027 increase letter is probably sitting in your inbox. And it’s long and filled with jargon.

Here are three things worth looking out for in that letter:

• Your new monthly contribution for each person on your plan.
• Benefit changes, like new limits or co-payments.
• Network changes, meaning which hospitals or doctors you'll need to use from January.

If the letter raises more questions than it answers, chat to us. We'll read it with you and explain what's changed, free of charge.

Request a callback here: https://nuel.ink/4XzxXb

26/10/2026

Ever get an email from your medical scheme and just... skim past it? 😅

Between October and December, most schemes quietly update their plans for the new year, new benefits, new costs, sometimes a different network.

The review period is your chance to check that your cover still fits your life before those changes kick in.

We've broken down exactly what to look out for, and how to use this window to your advantage. Read the full guide here: https://nuel.ink/jARMec

20/10/2026

Wondering what the medical scheme review period actually means for you?

Every year, schemes update premiums and benefits between September and December, with changes taking effect on 1 January. If you don't check yours, nothing moves automatically. You stay exactly where you are, on the same option, at the new premium.

Worth ten minutes to look, before it becomes a decision made by default.

Read our full guide to the review period, what to expect, and how to prepare: https://nuel.ink/swyVcX

16/10/2026

Momentum Health has announced an average weighted contribution increase of 7.9% for 2027. That ranges from 7.2% on Evolve to 8.5% on Summit.

Updates include:
🩺 More GP visits on Evolve.

💊 HealthSaver limits go up by 12.93%. HealthSaver is the optional savings add-on you can use for day-to-day costs.

😷 The Health4Me COVID-19 screening is discontinued and is replaced by the OTC (Over The Counter) benefit

For a clear understanding of how these updates affect you, contact MedXpert for expert guidance: https://nuel.ink/LFlVh6

14/10/2026

Medshield has announced an average weighted contribution increase of 7.9% for 2027. Most members will see between 6% and 7%.

Updates include:
🏥 Choosing a specialist outside the network now means a 30% co-payment. On Compact, MediPhila and MediCurve, you'll pay 20% if you see a specialist without a GP referral. A co-payment is the part of the bill you pay yourself.

💊 Children can stay on as child dependants until 24, up from 21.

🩺 Unlimited mental health nurse consultations through SmartCare.

For a clear understanding of how these updates affect you, contact MedXpert for expert guidance: https://nuel.ink/11EuFY

12/10/2026

Bestmed has announced an average weighted contribution increase of 7.35% for 2027. On Beat4 and Pace4, it's 8.5%.

Rhythm2 moves from three income bands to two. Your contribution on Rhythm2 depends on your income, so if you're near the edge of a band, you could land in a higher one.

Updates include:
🏥 Two casualty visits per family, covered up to R3,000 each.

💊 Medicine for major depression is now covered on Beat1 to Beat3.

🩺 Best Bucks: R1,000 per family once you complete the Tempo screening (not on Beat1, Beat1 Network, Rhythm1 or Rhythm2).

For a clear understanding of how these updates affect you, contact MedXpert for expert guidance: https://nuel.ink/6H170q

09/10/2026

Discovery Health Medical Scheme has announced an average weighted contribution increase of 8.2% for 2027. That ranges from 7.4% on Active Smart to 8.9% on KeyCare, Priority, Comprehensive and Executive.

A new plan, Active Core, starts from R1,700 per adult and R500 per child, with a hospital network and up to R8,000 for day-to-day costs.

Updates include:
🏥 Upfront payments on Classic plans go up to R7,550 (Classic) and R13,150 (Classic Smart). An upfront payment is the amount you pay yourself before the scheme covers certain hospital admissions.

💊 Scopes now carry an upfront payment of R7,100, or R5,650 if you use a value-based network doctor.

🩺 The Smart GP network co-payment goes from R75 to R80 per visit.

For a clear understanding of how these updates affect you, contact MedXpert for expert guidance: https://nuel.ink/GSKJUV

08/10/2026

Bonitas has announced an average weighted contribution increase of 8.7% for 2027. Depending on your plan, it ranges from 7.3% to 11.5%.

Standard Select is closing and its members move to Standard, which now has a hospital network and asks you to nominate a GP.

Updates include:
🏥 A new co-payment on non-PMB hospital admissions: R1,240 on BonEssential and R1,000 on BonEssential Select. A PMB (Prescribed Minimum Benefit) is a condition your scheme must cover by law, so this applies to other admissions only.

💊 The Benefit Booster goes up to R12,000 per family, depending on your plan, with a new three-step activation.

🩺 Dependants up to age 24 now pay child rates, with a maximum of three children charged.

It might be worth seeing exactly how this affects you. MedXpert can talk you through it: https://nuel.ink/xeO5jN

30/09/2026

The annual medical scheme review period is almost here.

This is your chance to check your cover and compare your options. Does your plan still fit your life and your budget?

MedXpert gives you personalised advice and digital tools to help you decide.

Get in touch: https://nuel.ink/y1BPlH

Address

9 Queen Street
Durbanville
CAPETOWN

Opening Hours

Monday	08:00 - 16:30
Tuesday	08:00 - 16:30
Wednesday	08:00 - 16:30
Thursday	08:00 - 16:30
Friday	08:00 - 16:00

Website

https://www.medxpert.co.za/

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