Accident Legal Medical Help

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Free info about NY No-Fault Insurance & Accident Rights for the Filipino and Asian community in New York. Know your coverage, your deadlines, & your next step.

NOT A LAW FIRM. https//:accidentguide.nyc

08/25/2026

Quick share — a lot of people don’t know this one.

If you’re ever in a car accident here in NY, you have something called “no-fault insurance.” That means your own insurance pays your medical bills and part of your lost wages while you recover — no matter who caused the accident.

Yes, even if it was your fault. Even if you don’t know yet who’s to blame. Your own insurance still covers your costs.

Here’s what’s covered:
🩺 Emergency care, PT, specialist visits, medication, even surgery
💵 80% of your lost wages, up to $2,000/month, for up to 3 years
And yes — even if you don’t own the car, even if you were just a passenger or on foot, you can still be covered.

Any questions about no-fault claims? Drop them in the comments — happy to help. 👇

https://accidentguide.nyc

08/24/2026

3 things NOT to do in the first 24 hours after a car accident.

Most people get this part wrong without even realizing it — and it’s the part that decides whether your claim goes smoothly or gets denied.

1. Don’t skip the doctor — even if you feel fine

Adrenaline hides pain. The people who wait 3 days to get checked are the ones insurance companies deny later. Get seen the same day — even if nothing hurts yet.

2. Don’t just take photos of the cars”

Get the other driver’s insurance info, their plate, and get contact info for anyone who saw it happen. If they leave before you get that — write down anything you remember, even a partial plate.

3. Don’t say more than you have to on the phone

If the other driver’s insurance calls you, you don’t owe them a recorded statement. Keep it short. Say you’ll follow up after you’ve spoken to your own insurer.

These three things in the first 24 hours matter more than almost anything that happens after.

Save this so you have it if you ever need it.

Comment “GUIDE” and I’ll send you the link to the full breakdown.

08/19/2026

If you were in a car accident in New York, you have 30 days. Not 30 business days. 30 days — starting the day it happened.

Most people don’t find this out until it’s already too late.

Here’s what happens if you miss it: your insurance company can deny your claim completely. Not reduce it — deny it. Medical bills, lost wages, physical therapy — all of it, gone, because of a form you didn’t know you needed to file.

Here’s what you actually need to do:
📋 Call your insurance company — ideally within 24 hours
📋 Request Form NF-2 and fill it out completely
📋 Submit it within 30 days — keep a copy of everything
📋 Get medical care and make sure it’s documented from day one

This applies whether or not you caused the accident. It applies no matter your immigration status. It applies even if you don’t own a car.

👇 Tag someone who was in an accident recently — or comment “GUIDE” and we’ll send you the full breakdown.

Free. Always. No obligation. Link to the full guide is in the comments.

08/19/2026

Kababayans, been in a car accident recently? Know your rights.

Hi everyone! Wanted to share something that might help a lot of us here — especially those who are newer to NY or not yet familiar with how the insurance system works here.

Did you know that in New York, you only have 30 days to file a claim after a car accident — no matter who caused it? This is called “no-fault insurance,” and it covers your medical bills and lost income, regardless of who was at fault in the accident. The problem is, a lot of us don’t find this out until it’s too late — or we’re afraid to file because of immigration status concerns. But here’s something important to know: your immigration status does not affect your right to claim no-fault benefits.

We put together a free guide at accidentguide.nyc that explains:
✅ What no-fault insurance covers (up to $50,000)
✅ The 30-day deadline you need to know about
✅ What to do if the other driver has no insurance (MVAIC)
✅ What to do in a hit-and-run
✅ Your rights, regardless of status

It’s free to read, no commitment. If you have questions or need help, we’re here too — but our main goal with this is just making sure you know your rights, even if you never reach out to us.

📍 https://accidentguide.nyc

Stay safe out there! 🙏

Just had a car accident in New York? Learn your no-fault insurance rights, the 30-day filing deadline, and what's covered — free info for NY immigrant families.

06/29/2021

You can now get in touch with us on instagram! 💞
Follow us https://www.instagram.com/accident_help2021/

You can also visit our website: accidentlegalmedicalhelp.com

06/29/2021

Do you know that you can file a claim for your "pain and suffering" after an accident? Book a call to know how.

Or visit our website to learn more: accidentlegalmedicalhelp.com

06/21/2021

Maximize your accident claim. Talk to us now!

Please visit our website: accidentlegalmedicalhelp.com

06/15/2021

Got into an accident?

Book a call and we will connect you with the best lawyers and doctors to handle your case at NO COST.

06/15/2021

Got into an accident?

Book a call and we will connect you with the best lawyers and doctors to handle your case at NO COST.

Address

New York, NY

Telephone

+19178323665

Website

http://accidentguide.nyc/

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